All citizens of the Russian Federation, regardless of gender, are entitled to receive a pension after they reach retirement age. Of course, the size of the pension for different categories of citizens will differ: it depends on the length of service, working conditions, contributions to the pension fund, and also on the state of health. For women retiring, the process of its registration has its own characteristics. They allow them to receive retirement benefits earlier than the deadline or give the right to receive additional payments.
Pension should be started 4 months before the retirement age. This will enable the woman to submit all documents to the pension fund in a timely manner . So, women with children and not working in connection with the care of them are required to submit, in addition to the general package of documents, their birth certificates. But this is not enough, because pension fund employees can request additional documents confirming that these children were not only born, but were alive for three years, i.e., the time they took care of the child (if this time coincided with time of absence of experience for a woman). Therefore, documents of adult children may be required: their passports, driver’s licenses or simply certificates or diplomas obtained after graduation from them. If the children live in other cities, a long period of time may be spent on obtaining information from them.
You should be aware that applying for an old-age pension after submitting all documents is done within a month. Women in Russia retire at the age of 55, and men at 60, so in a family where the spouses are of the same age, a woman may retire much earlier. This may cause some discomfort, because some women feel “old” (the pension is officially granted “old age”), and the very design of the pension becomes confirmation of this. In order to accept her new social position, a woman either hides her retirement from everyone , or remains to work in the same place, receiving additional pension payments. If the age difference is 5 years, then the spouses simultaneously begin applying for a pension, which is a less traumatic factor. Together, it is easier to collect documents, and psychologically the husband and wife are in the same status, that is, together they are preparing to move to a new social level.
Modern innovations and proposals to change the pension provision primarily concern women, because some sociologists explain the idea of increasing the age of their retirement because women live longer than men and retire earlier, which creates large costly payments pension insurance in the era of budget deficits. Such an unethical explanation of the meaning of reform may cause resentment in some women, and others - a sense of guilt in society. In order to avoid such consequences, applying for a pension can be thought of as an additional social benefit that a woman receives for work, for raising children, for making discoveries in the professional field. This and much more can become a positive background for deciding whether to work after retirement or to take care of one’s health, grandchildren, knowledge of the world, favorite things for which there was always not enough time before.
In order for the accrual of benefits to occur on time and not cause stress, the following documents should be collected and submitted to the pension fund for applying for an old -age pension : a statement with a personal signature, an insurance pension certificate, work book, passport. It should be clarified whether a certificate of average monthly salary will be needed, or if the fund employees will use a single database, which has all the information about the receipt of insurance payments to your account. All documents are provided with their copy.