A voucher is a document in the form of a receipt, check or written certificate that proves the receipt of services and goods of various kinds, as well as discounts on them.
In Russia, this security was known for a long time, but it gained wide popularity precisely during the time of general privatization, that is, in the first five years of the 90s of the past century.
During this period, receipts were issued in large quantities and distributed among the general population. The so-called voucher privatization gave the right to document holders to exchange the issued check for assets of enterprises previously owned by the municipality or state, and now transferred to the private owner.
There are several principles for using this security:
- it cannot be released without a presidential decree;
- every citizen of the state has the right to receive one such check;
- from the moment of issue, the voucher is valid only until a certain time, this is not a life-long document;
- Both parties agree on the price of the purchased checks.
In the modern world, this concept is not just preserved, but somewhat transformed and spread to other areas of life. Now there is, for example, an electronic voucher. This is a way of receiving some kind of service by paying by bank transfer via bank transfer or through
payment systems: PayPal, WebMoney, Wallet One and others. Today it is the most convenient and simple for several reasons.
1. There is an automatic conversion of the market rate.
2. It is not necessary to independently exchange foreign currency in order to deposit it into the account.
Of course, an electronic voucher is such an operation, in which, as in any economic transaction, there are costs:
- the bank charges a small commission when depositing money into the account, and when transferring them, and when paying through another organization;
- in this case, the percentage of withdrawn funds will depend on the total amount and on the choice of currency for payment.
Bank transfer is carried out
, usually during the working day. Funds to the account can be credited a day longer. If funds are withdrawn from the account, they are also paid within one to two business days.
Also, at the same time as the opportunity for the population to travel actively and freely, a tourist voucher appeared . This is a certificate that proves the right of a tourist to provide him with all paid services. This includes meals, transfers to and from the hotel and accommodation. It is handed out to the group leader or individual traveler, who must be handed over to the hotel upon arrival.
And, of course, one cannot mention the relatively new, electronic form of this document - these are Skype vouchers. You can purchase them at almost any retail outlet. These vouchers have been created to replenish your account on Skype. No extra charge for them on the Internet. In addition, such a voucher is an excellent present for relatives and friends living far away, which makes it possible to communicate with them via Skype. Sometimes they can be received as a gift along with the purchase of various accessories for this program.