Commercial activity. This phrase is increasingly found in our daily lives. In the generations that were formed in Russia during the time of capitalism, more and more adventurous people appear, ready to abandon the guardianship of the state and wage labor in favor of the employer. Commercial activity is an occupation that is becoming more and more prestigious every year. And the concept of "businessman" has long been synonymous with a held, respectable person. At the same time, entrepreneurship is fraught with many difficulties and pitfalls.
A significant part of beginning businessmen who decided to open their own business is forced to close it in the first year of activity. Let's try to figure out what is
commerce in general
? The definition of commerce involves activities aimed at making a profit as a result of satisfying consumer demand. Thus, an entrepreneur who buys goods abroad and sells them to Russian citizens is engaged in commerce. Commercial activity is also a hairdresser in a neighboring house, where they satisfy the demand in the service sector, and the manufacture of accessories or clothes with their subsequent sale. As you can see, this concept covers classes of a completely different nature. And here we will smoothly move on to the question of the varieties of such activities.
Types of commercial activities
The following types are distinguished:
- Production enterprise. The basis of such a business is the production and marketing of goods that are in demand in the market.
- Advisory entrepreneurship - an example of such activities are lawyers, psychologists, various private schools, for example, foreign languages, private tutors and so on. That is, people selling their experience and knowledge.
- Insurance business, which is sometimes isolated in a separate form. Such activity is connected, of course, with guarantees of insurance payments, for which the client makes periodic agreed contributions to the fund of the guarantor company.
- Intermediary business, where the merchant acts as a link between the two interested parties, providing both services necessary for the transaction.
- Commercial enterprise. The most common form in cash transactions. For example, in Russia this sector accounts for 41% of all small business transactions. The simplest example is the purchase of bulk quantities of goods from the manufacturer and its retail sale to the final consumer.
Business prospects
In the case of constancy of successful operations, own business is able to bring very high income to its creator. In such cases, commercial activity is a clear success and financial freedom. History knows many examples. For a long time, the United States was especially zealous for them.
It has become almost a national idea, a "big
American dream." However, you should always remember that any business is fraught with certain risks. Depending on the starting and external catches, they can be great to varying degrees. Nowadays, risks are associated primarily with the monopolization of world markets by large corporations. At the household level, this means that a supermarket, having appeared in a
residential area of the city, almost always deals painful blows to small merchants. And it is difficult for a little-known manufacturer to compete with promoted brands, no matter how high-quality its products are. Speaking of Russia, the adverse economic climate in the state has to be added to the dangers of commercial activity.