Pension for the loss of the breadwinner to the wife of the deceased: how to apply? Penny size

So, today we will be interested in the pension for the loss of the breadwinner to the wife of the deceased. People are not eternal. And often husbands die, leaving their wives without means of subsistence. The state of the Russian Federation provides for assistance to spouses in a similar situation. But how to get a survivor's pension? What you need to know about these payments? What should I pay attention to first of all? All the features of a single survivor's pension are worth knowing in advance. After all, not only wives are entitled to this payment.

Applicants

So, who is able to receive our today's type of support? The thing is that many categories of citizens are entitled to these payments. Among applicants for a survivor's pension are:

• wives;
• children
• husbands
• parents
• military wives;
• other persons dependent on the deceased.

You may notice that the list is very extensive. In practice, the most often paid pension is the loss of the breadwinner to the wife of the deceased, as well as to children. To be honest, in Russia there are several types of our today's support.

Types of survivor pensions

As already mentioned, the survivor's pension may be different. Depending on its type, this or that amount of money from the state will be directly paid. Pensions are allocated in Russia:

• social;
• state;
• insurance.

True, it is worth noting that not all categories of people have rights to certain types of state support at the death of the only breadwinner in the family. Before you draw up documents for the relevant payments, you must find out in what cases the wife has the right to them.

Insurance pension

An insurance pension is a payment from the state, which is due to all disabled family members of the deceased. The most common scenario. Wives have every right to this financial assistance. But only if they are recognized as disabled. It doesn’t matter for what reason the loss of self-sufficiency has occurred.

If the wife is already recognized as incapable of work by age, she shall be assigned an insurance pension for the loss of the breadwinner. Also considered are the options in which this payment is due to persons with disabilities. Important: a citizen must be dependent. True, there are some exceptions.

Insurance Pension Exceptions

The survivor’s pension is granted to the wife of the deceased not only when the person is disabled. Under certain circumstances, spouses are entitled to insurance payments, regardless of whether they were dependent or not.

Current Russian legislation indicates that spouses who care for minor children, brothers and sisters of the deceased claim for this material support. These rules are specified in the Federal Law No. 400 “On Insurance Pensions”.

At the same time, it is important to remember that this kind of support from the state is provided only until the minor who is being taken care of reaches the age of 14. After the survivor's insurance, the wife will not be paid.

Government payments

The following scenario is not so rare. We are talking about state types of material support. As a rule, this kind of compensation is due to wives and dependent relatives if the deceased held some kind of senior position. More precisely, then:

• the survivor’s pension is paid to the wife of the military;
• laid payments to citizens who became victims of man-made or radiation disasters;
• the wives of astronauts who died in the performance of their duties or in preparation for flights.

It is also worth noting that the spouses whose breadwinner served while living in the bodies of the Ministry of Internal Affairs are entitled to these payments. This is not all the features of state pensions. Regardless of their ability to work, the wives of servicemen have the right to material support if their husbands died as a result of military service on conscription. But only when the widows did not remarry. In such circumstances, the right to payments is retained until the woman reaches the age of 55 years. Or until the widow makes a new marriage.

By the way, the pension for the loss of the breadwinner is also granted to the wife of a deceased soldier when she takes care of the child, brother, sister of the deceased, if the listed family members are younger than 14 years old. It does not matter if the woman is able to work or not.

Social support

The next type of pension for the loss of a single breadwinner is social payments. They are the least common in Russia. It is paid when the deceased has no insurance experience.

Also, the social pension for the loss of the breadwinner to the wife of a deceased policeman or any other working citizen is due if the woman was declared incapable of work. This rule applies to all disabled family members of the deceased.

Please note: state and insurance pensions are granted only when it comes to relatives (in our case, wives) who have no criminal record.

Preparation of documents

Are you interested in the survivor's pension for the wife of the deceased? The conditions for assigning the relevant payments are clear. Now you should pay attention to what documents a woman must bring in order to receive state support of one type or another. The paperwork is serious. But, as practice shows, usually there are no problems with collecting documents. Among the mandatory securities are:

• application for the appointment of a pension (indicating the type of payment);
• applicant's identity card (passport);
• documents confirming citizenship (in the case of a passport, additional papers are not necessary);
• death certificate of a husband;
• documents confirming the work experience of the deceased spouse (insurance pension);
• certificates indicating the age of the deceased (it is better to bring his passport);
• marriage certificate;
• SNILS of the applicant;
• details of the account to which funds are to be transferred;
• work book of the deceased;
• power of attorney (if the wife does not herself apply to the relevant authorities).

This is a mandatory list, which is necessary for registration of our payments today. True, in some cases it will be necessary to additionally present certain papers. They are attached to the application along with copies.

Military and Ministry of Internal Affairs

Pension for the loss of the breadwinner to the wife of the deceased (the Ministry of Internal Affairs is the employee’s place of work, the rules also apply to military personnel) with the above list is not assigned. After all, all this is not enough. Such widows must bring:

• military card of the spouse;
• any certificates that are able to confirm the presence of the deceased during execution (in the status of a police officer, an employee of the Ministry of Internal Affairs or the military).
• documents confirming and establishing the fact and cause of death;
• conclusions with a causal relationship of death directly related to injuries or incidents that the spouse suffered during execution.
• certificates of the widow's lack of a new formal relationship.

Additional references

The pension for the loss of the breadwinner to the wife of the deceased pensioner of the Ministry of Internal Affairs (and not only) will be laid on the state. In addition to the previously listed documents, the widow must bring, depending on the specific situation, a certain list of references and extracts. This should include:

• pension certificate (one’s and one’s husband, if we are talking about pensioners);
• certificates of finding a dependent spouse;
• any documents indicating the loss of a single source of income.

Missing

How is the survivor's pension issued to the wife of the deceased? The documents listed above should be collected, made copies of them and attached to the application for the appointment of state support. But these are all cases in which a citizen died, and the fact of his death was established.

It just happens that people disappear. Or they die either in the line of duty, but the bodies of the dead are never found. In this case, pension payments for wives and other dependents are not canceled. You just have to wait a bit and attach certain documents to the application for the appropriate payment.

What is this about? If the only breadwinner in the family is missing, then the wife should legally recognize the spouse as missing or dead. Once this is done, an appropriate judicial opinion is issued. A widow is required to present its copy and the original when making pension payments.

Where to go

The pension for the loss of the breadwinner to the wife and children of the deceased, as well as to other dependents, is accrued in certain bodies. Where do I need to apply for a statement? Now there are several options for the development of events. Citizens with the above list of documents should contact:

• Pension fund of the district in which the dependent lives.
• Russian Pension Fund.
• FSS.
• MFC.

Where exactly to turn, there is not much difference. Nevertheless, it is customary to come to the FIU with a statement and documents. There you will most likely make payments. Also, applying to pension funds is the fastest method of obtaining and assigning pensions.

Calculation Rules

These are not all the features that you should be aware of. What is the survivor’s pension for the deceased’s wife? The exact amount is very difficult to name. Indeed, much depends on the length of service of the deceased "earner". There is a special formula for calculating eligible payments. It has the following form: S = K / (M * H) / KH + BR, where:

• S - payout amount.
• K - the amount of money in the retirement account of the deceased at the time of death.
• M - months in which the pension would be paid (228 months from 2013, if the person has not reached retirement age).
• N - the amount received from dividing all contributions to the FIU by 180.
• KN - the number of dependents.
• BR - the basic amount of the survivor's pension.
  

As you can see, it is difficult to calculate independently laid out cash payments. Therefore, the exact information should be found in the Pension Fund. Much depends on the region of your residence. The thing is that the size of the prescribed payments cannot be less than the subsistence level in a particular area. This is another factor causing difficulties in the calculations.

Calculations for insurance pension

The so-called insurance pension plays a huge role in all payments. Therefore, it must be able to count. It is very problematic to do it yourself. Especially if you do not follow the latest legislative changes. What is the allowance for the loss of a breadwinner to the wife of a deceased military pensioner? The formula for calculating the required insurance payment is as follows: PS = PK * SK, where:

• PS - the amount of insurance material support.
• PC - retirement benefit ratio.
• SK - the cost of one coefficient.

This monetary compensation is established for each disabled member of the citizen's family. The main problem is the constant change in the cost of work ratios. You should find out information about this indicator in your city immediately before applying for accrual of support from the state. Otherwise, you can easily make mistakes in the calculations.

For military wives

Separate attention is required to the survivor’s pension for the wife of a deceased soldier. The thing is that the amount of payments in this case will depend on why the widow’s husband died.

If we are talking about cases in which there was a military injury, then monetary compensation will amount to 200% of the social payment. If death occurred due to an illness received during the performance of military obligations, then the funds of the wife are laid in the amount of 150%.

It is also worth noting that wives have a certain allowance for insurance pensions. Since 2016, on February 1, it is only 2,279 rubles and 47 kopecks. This payment is due on each disabled member of the family of the deceased. It is assigned to all applicants for payments on the occasion of the death of the only "earner."

The size of social pensions

The last moment is what kind of social pension for the loss of a breadwinner to the wife of the deceased laid. It is expressed in a fixed amount and accrued monthly. This monetary compensation cannot be less than the living wage of pensioners.

In 2016, on average, in the regions, social benefits for the loss of a breadwinner were set in the range of 8,500-8,600 rubles. The exact information you must find out in your area at the time of accrual of funds. Now it is clear what kind of pension is due for the loss of the breadwinner to the wife of the deceased. How to make this payment? This is also no longer a mystery. You can bring your idea to life very quickly, just collect a certain list of documents.