The abbreviation SNILS is the state insurance number of a personal insurance account. The document is issued only to citizens of the Russian Federation and persons who work in the country. Network users who are not residents of the Russian Federation cannot be owners of SNILS.
The purpose of creating the Extrabudgetary Economic Development Fund, according to the information published on the website, is to help everyone to check the status of their individual accounts and, if insurance payments are accrued, to cash out.
What "hooks" the site my-snils.ru: reviews of deceived users
The site under discussion positions itself as the financial platform of the Extra-budgetary financial development fund. Project visitors, if you believe the promises of the administrators, get the opportunity to check the status of their personal SNILS account within a few minutes. And that's not all.
“Check SNILS in three minutes and get a cash prize for it” - something like this sounds like an offer addressed to holders of an insurance card.
Judging by the reviews of deceived users, the creators of the project make good money playing on the credulity of naive simpletons. For example, reading the comments of users who voluntarily transferred their personal savings to fraudsters, one can stumble upon rather long lists of amounts sequentially fished out by the project owners from the accounts of “clients”.
What makes users voluntarily part with money?
A group of independent experts interested in the details of receiving remuneration from certain insurance funds decided to start the SNILS verification procedure in order to share their impressions with the online public. After clicking on the link “Check SNILS ...” it turned out that in order to receive a reward, you just need to indicate your passport data or SNILS number, and then just wait for the results of a free check.
Having determined the amount to be withdrawn (as a rule, this is a six-digit figure), the system offers the client to withdraw money under the guidance of a personal instructor. And then it turns out that in order to receive a reward, you need to connect to the databases of private insurers. For this you need to pay a symbolic amount - ninety-five rubles (according to other sources, the amount of the down payment is one hundred and five rubles).
So, the hook, which is voluntarily swallowed by gullible web users, remains the same: donating a small amount, you can become the owner of a solid financial award.
Site Content
Visitors to the discussed web site report that there is a detailed description of fraudulent schemes that allow you to manipulate public money. We are talking about the amounts intended for the issuance of insurance to the population. Here, on the pages of the site, methods of tax evasion used in insurance companies are described.
The creators of the project under discussion "in confidence" share with the users of the World Wide Web the following information: part of the money that went to its destination is "lost." Thanks to the Extrabudgetary Development Finance Fund, anyone can check their SNILS and, if there is any amount, cash it.
“The owners of my-snils.ru are scammers,” experts say.
What is the opinion of experts based on?
Experts simply explain the reason for their negative reviews about my-snils.ru. Funds allocated by the state for citizens' health insurance cannot be withdrawn from the insurance account. This money was originally intended to pay for doctors. It's simple: having received payment from the state for the provision of their services, they do not require money from citizens who have turned to them for help. In addition, insurance payments are accrued only if necessary (for example, when a person is sick and consulted a doctor). No bank has an account in which such funds could be stored.
Despite the negative reviews, my-snils.ru, according to experts, stands out from the rest of the scam. The site is covered with logos of reputable organizations and even has a license number (although it has nothing to do with the project). We should also pay tribute to the creator of this virtual platform: the fraudster who developed this web project worked hard. For example, if a non-existent number is entered in the “SNILS number” column, the “verification” procedure will not be started.
"Site https://my-snils.ru - another scam": user reviews
Having successfully paid the first invoice, the client, encouraged by the message that the six-figure amount is almost in his pocket, is transferred to the payment service page, which also needs to be paid. Now - for checking his personal data. Moreover, the new payment significantly (more than five times) exceeds the previous amount. How long the chain of payments for the provision of "services" lasts is not known for certain. Thanks to the efforts of independent experts, it became known that there were amounts in excess of one hundred thousand rubles.
After reviewing the reviews about my-snils.ru, sponsored by users who trusted the fraudsters, we can draw the following conclusion: the "divorce" continues until the user understands where he got to. If the user does not leave the site and continues to pay dues, they are sent more and more messages with the request to upload another amount to the platform.
Another reason that adults let themselves be fooled is the Soviet habit of taking note of the words of the authorities (the project positions itself as a state organization - the Interregional Public Development Fund).
How not to get hooked?
The only way to prevent yourself from being deceived is not to look for easy money on the Web. Advanced users recommend that beginners include common sense and not go about their own emotions.
Network old-timers, for example, have developed a habit: getting to a new site full of tempting offers, hammer in the search bar the name of the project and read reviews of colleagues. Search results like "https://my-snils.ru - scam!" Will immediately bring the dreamer back to earth.
Seasoned freelancers advise their inexperienced followers to never read (or even open) emails sent from unfamiliar addresses. And if curiosity prevails, you don’t need to follow the links of strangers - such “visits” can end for the user not only with the loss of an electronic wallet, but also with the collapse of system support.