Nowadays, when the population gets lower wages every time, and the prices for food and utilities are increasing daily, the issue of reducing payments or providing any subsidies is very relevant. This is necessary so as not to empty your pocket so much. If a citizen wants to know what this subsidy is, to whom it should be, and what list of certificates is needed for this, you need to get acquainted with all the nuances and provisions of the law that describe this issue.
Thanks to awareness, you can significantly improve, and at the same time, simplify your life by becoming a reliable assistant for someone. And for this, it is not at all necessary to have any special professional knowledge in the field of subsidy rights.
Basic concepts
What is a subsidy? In simple words, describing this term is not difficult. This is essentially a benefit, due to which the share of the rent can be covered by the state itself. The law governing all the provisions for receiving such assistance is called as follows: "The provision of subsidies for the payment of housing and utilities."
Subsidy code - what is it? Each state subsidy has a purpose. A specific list of target codes assigned to federal subsidies has been created.
It is not at all necessary to act as a citizen of the Russian Federation in order to receive the corresponding benefit. It’s enough for this to just permanently live in Russia, but for this a citizen will definitely need a contract for accommodation.
A person may also think about getting help if he lives in one of the premises of the state housing fund or rents an apartment under a social housing rental agreement. Speaking about the amount of profit that is requested during registration, the exact figures for the whole country can not be called. In each region, exactly as in the city, these are different values. In this regard, to get an idea of what a housing subsidy is, you should contact your local subsidy office.
There are special calculations that help determine to whom it relies separately in each case. The bottom line is that the maximum allowable share of the costs of individuals to pay for services and apartments in the total amount of profitability of all family members is used.
Such calculations give workers the opportunity to determine whether to fully subsidize a citizen or only partially. There is also a special scale, which indicates the number of family members with a maximum income for one month. In the event that the figures are less than the payment for the apartment, the person may qualify for the appropriate subsidy.
Features
State subsidy - what is it? In simple words, it can be described as material assistance, which is characterized by the following features:
- It is provided free of charge, that is, a refund of the received funds is not required.
- Allocate strictly for certain purposes, and it can be used in the framework of financing or meeting the needs that are established by law.
- It has the nature of equity financing, in addition to the state, regional budgets take part in the formation of payments.
Now we find out what this subsidy for an apartment is, and which citizens are entitled to the financial support in question?
Who is eligible for subsidies?
The following categories of persons are entitled to such assistance:
- Those citizens who use the premises in the state or municipal fund.
- Tenants of premises under rental agreements in a private housing fund.
- Members of the housing construction cooperative.
- Owners of residential premises (subsidy for an apartment, house, room and so on).
Rules for registration
In order to understand what it is - a subsidy in Russia, you need to know who it is provided with and the conditions for receiving it. The subsidy is provided to people (applicants) while meeting these conditions:
- The person has Russian citizenship.
- The presence of a certificate confirming the ownership of the home or rental agreement.
- The presence of permanent registration in the premises, for the payment of which a person applies for a subsidy.
- The absence of any arrears in payment of their living quarters, as well as in utilities.
- In the event that the cost of paying for communal services, which are calculated based on the size of the regional standard, exceeds an amount equal to fifteen percent.
It is worth noting that in different regions the percentage of allowable expenses on rent varies from eleven to twenty-two of the total family income. When the cost of rent exceeds this indicator, then citizens can safely go to the housing center at the place of residence.
Required regulatory documents
As part of the application for the assistance in question, citizens will be required to provide the following documentation:
- Writing an application for a subsidy.
- Presentation of copies of passports of family members who are registered in the apartment. For children under the age of fourteen, a birth certificate is required.
- Copies of papers confirming ownership of the premises or social tenancy agreement.
- Providing information on the actual composition of the family, and, in addition, on the occupied area of the premises.
- If there are benefits, you will definitely need documents that will confirm the right to them.
- Certificate of family profitability. We are talking about wages, scholarships, pensions, unemployment benefits and so on for the last six months that precede the period of applying for a subsidy.
- Presentation of copies of receipts that contain information about utilities for the last month, payments for an apartment, as well as documentation on the presence or absence of arrears for payment of communal services and housing.
Now we will figure out in which cases the provision of the described assistance to citizens is stopped.
When can a subsidy be suspended?
This can happen in a number of the following cases:
- When a person changes his place of permanent residence.
- In the event that the citizen's living conditions have changed, but he did not inform the appropriate center about this in a timely manner.
- When the arrears of rent for two months.
- In a situation where a person provides knowingly false information.
Nuances
What this subsidy is, not everyone knows. Do not forget that the duration of any subsidy can be six months. Immediately after this, citizens need to start the entire previous procedure anew, applying for benefits in the same manner. When an amount is assigned to a person, they will be transferred monthly to the bank account indicated in the application. A person has the right to independently decide where the amount can be spent. For example, it can be transferred to payment of utility bills, or the housing itself, or somewhere else.
But in the event that a citizen arises a debt for two whole months, then the payment of the laid down funds will be immediately suspended, because the person in this situation is simply obligated to pay it off within a month. In order to prevent such situations from happening, you must deal with the timely payment of all services, so that the amenities provided by the state are not abused. At first glance, it might seem that the list of documentation for filing applications is very large and collecting it all is unrealistic, but this is not at all.
Housing benefits and its features
Consider below what a subsidy for housing and communal services is. Citizens with utility costs exceeding twenty-two percent of the average family profit can count on receiving such a subsidy. (It is worth noting that, depending on the region, this threshold can change downward, for example, for residents of Moscow it is equal to ten percent, in St. Petersburg it is fourteen, and in Omsk eighteen). Next, find out who can not qualify for a subsidy for housing and communal services.
Subsidies for housing and communal services: who is not entitled to such a privilege?
Citizens cannot apply for this type of state aid in the following cases:
- Borrowers under gratuitous use agreements (which is supported by Chapter 36 of the Civil Code).
- Citizens who live in residential premises on the basis of employment contracts that are concluded with private owners of premises (individuals or legal entities). Or a sub-lease agreement that is executed with tenants of premises in a fund of any kind.
- Refusers due to the execution by the heirs of the testamentary deviation (Article No. 1137 of the Civil Code of the Russian Federation).
- Rent acquirers under a life-long maintenance agreement with a dependency factor (Chapter No. 33 of the Civil Code of the Russian Federation).
Subsidy Transfer Options
According to the Housing Code and the new rules, subsidies are provided to citizens in cash, by transferring funds to existing bank accounts or demand deposits. It can be any financial organization, but it should be borne in mind that not all such institutions have an extensive network of branches. Therefore, when choosing a bank, recipients of subsidies must take these circumstances into account. To get help, citizens can use the account to which they receive, for example, a pension.
In the event that, due to health conditions, recipients of subsidies do not have the opportunity to open a bank account or demand deposit and use it, then, based on a decision of the authorized bodies, subsidies can be provided through communication departments. First of all, we are talking about lonely elderly people who are served by social workers.
What difficulties can citizens have when applying for a subsidy?
What is it - a subsidy, it is important to find out in advance. We give practical difficulties that arise during its design, as well as give useful tips:
- As already noted earlier, in the event that there is a debt for the payment of utility bills, then appropriate assistance will be denied. This must be taken into account during registration.
- We must not forget to collect all the payment documentation for the payment of housing and communal services (we are talking about the so-called payment systems).
- You must be careful when collecting documents. For example, for the first reception, you must try to prepare all the necessary papers. Otherwise, the specialist will not be able to accept the application, and then you will have to repeatedly defend the queue, and at the same time spend your personal time.
- The provision of subsidies may be suspended or completely terminated by decision of the authorized bodies.
Where should citizens turn to in order to apply for housing and utilities?
To obtain the appropriate subsidy, you must contact government agencies. For example, in the department of social protection of the population at the place of residence.
Subscription term and amount calculation
When providing the required documentation stipulated by the "Basic Rules" financial assistance is given for a period of six months. Its dimensions are calculated on a monthly basis, and they depend on the amount of expenses for the payment of premises and communal services, which are calculated on the basis of the regional standard.
findings
In the article, we found out what it is - a subsidy. In simple words - this is a cash allowance provided to certain categories of citizens for payment of utility bills, or a share of the rent. It should be noted that:
- The subsidy is given for six months (documentation is updated every six months).
- Citizens are required to pay the rent exclusively in full according to the receipt received on the rent.
- The subsidy is transferred to a passbook or to a plastic card.
The citizen who has privileges on rent (regional or federal) also has the right to subsidize. But financial assistance in this case will be much less than if there was no benefit.