The main problems of the economy are the absolute discrepancy between our needs and desires, and our capabilities. And this situation is absolutely identical both in the case of a student with empty pockets, and in the case of an oligarch with a mass of villas, diamonds and yachts in different parts of the world. The same can be said about the tiny company, which is on the verge of ruin due to the crisis, and about a multinational company whose income exceeds all limits, as well as for the economy of any country, rich and poor. This is due to the fact that everyone has different needs and opportunities. However, the former are usually larger than the latter. This is due to the fact that desires and needs are simply endless, which cannot be said about the possibilities. For the realization of our various aspirations in life, something is always missing: time, money, some other resources.
The main problems of the economy in terms
Among economists, it is customary to call the mismatch between our capabilities and needs the problem of limited resources. Of course, experts have specific recommendations for entrepreneurs, for individuals, and for governments.
Since we are private individuals, the essence of all these recommendations for us is that it is necessary to live within our means. Our parents and other ancestors lived just like this: they saved up for some substantial purchase for a long time, sometimes they borrowed from friends and relatives. And now people who grew up in conditions of ultralight obtaining loans look at everything very differently. They try to buy everything immediately, without hesitation, because it all looks so attractive. And advertising constantly teaches that without this, modern life is simply unthinkable.
The main economic problems globally are connected with this. It would seem that this is bad, but many people approach spending very unreasonably. Some are convinced that it is foolish to wait until the necessary amount of money has been accumulated to purchase the right thing, it is better to buy it now and use it right away, that is, at the moment when it is most needed.
Life on credit under normal conditions has a reasonable justification, but in the conditions of the global economic crisis, it must be very, very significant. The main problems of the economy necessarily become the cause of the phenomenon of crisis. At all times and in all countries, society has experienced economic booms and downturns.
Naturally, crises can vary greatly: some are transferred quite easily and even imperceptibly, and some remain in the human memory for a long time. The crisis that we are experiencing now does not promise to be easy. But with all this, one thing is certain for sure - it is now very dangerous to make purchases on credit.
Modern problems of the economy are associated with many factors. The labor market is currently undergoing very strong changes. No one knows what will happen to his income tomorrow or the day after tomorrow. That is why you should not burden your already difficult situation with the need to repay the loan. Just now it is worth remembering about the Soviet era. Then there were no crises, it was constantly bad. And now we have hope, since in a market economy we can expect a change in difficult times to periods of growth and prosperity. And now it is recommended to moderate your needs and reduce costs. At the same time, you can learn to analyze your expenses by measuring them with income. And someone can find, under the pressure of circumstances, a new niche where they can successfully apply their abilities and get the desired profit.
If we all start living within our means, then the main problems of the economy will not bother us as much as now.