In the event of a car accident, drivers are required to enter the relevant information into a special document. This is necessary to receive payments from the insurance company in the future. Therefore, it is important for each motorist to know how to fill out a notice about a traffic accident and what information needs to be entered into it.
Who is entitled to fill out a notice of an accident
Before you learn how to fill out a traffic accident notice, you need to figure out who writes all the necessary information. According to the norms of legislation, this obligation lies with the participants of the accident on the road.
Often in the event of an accident, one of two consequences (or both) occurs:
- causing harm to the life and health of the participants in the incident or third parties;
- damage to motor vehicles or other property.
It doesn’t matter if the traffic police officers were present during the paperwork or the paperwork was filled out without them. After entering the relevant information, the accident participants must send a notice to the insurance company, which is involved in the registration of accidents that occurred with a particular car, and payments for them. The deadline for submitting paper is five business days.
How to fill out a traffic accident notice
Russian law provides a number of recommendations that are related to the completion of the document in question:
- Filling paper is best done with a ballpoint pen. This is due to the fact that helium writing instruments do not allow you to press with sufficient force and can easily be erased when wet.
- In the process of filling out the document, it is necessary to write with pressure, so that when you press on the pen, the front self-copying side can be transferred to the sheet in full and be readable. This is important, since the insurance companies of both road accident participants must receive identical copies of the paper.
- In order to transfer all the necessary information to the insurance company, it is necessary to use a special notification form, which each of the participants in the collision must have. There are two columns on both sheets of the protocol: “A”, “B”. Information about the accident should be entered in any column. Who and where will enter the information does not matter. The main thing is that the data is reliable.
Instructions for filling out a notice of an accident
After studying the basic requirements for paperwork, you need to consider how to fill out a notice of a traffic accident. The instruction developed by authorized entities relates to the technical part of filling out paper.
Incorrect entry of the necessary information can lead to denial of payments by the insurance company, so it is important to carefully study all the stages of filling out a document.
Filling the front of the document
The first step in filling out a traffic accident notice is to enter the necessary information on the first page. This side of the document is presented in the form of cells and rows, in which it is specifically noted which part of the sheet what information is entered.
The following information is recorded on the front side:
- place of the accident;
- date and time of the accident;
- information about motorists who became participants in a traffic accident and their transport;
- information about insurance companies of both parties;
- a list of external damage to vehicles that were received as a result of an accident.
The front side of the document is filled in by both participants in the accident (each of them fills in the selected side of the sheet independently). Personal information and individual data are entered separately by each subject, and general items are recorded in agreement with each other.
Composition of a document about a traffic accident
Registration of a traffic accident in general is as follows. Front side:
- place of accident;
- accident time on the road;
- date of the traffic situation;
- information about the driver of the car and its owner;
- information about the vehicle;
- insurance company details;
- list and extent of damage;
- an indication of the circumstances of the accident;
- other important information.
Reverse side of the notice;
- vehicle condition;
- accident circumstances;
- damaged property of third parties;
- subject driving a vehicle;
- notes.
Fill in the front side items
The following information is entered in the first column of the accident report:
- City of vehicle location.
- Street on which the accident occurred.
- Buildings and structures that are located near the traffic accident zone.
- Crossing streets or roads if an accident occurs at an intersection.
- When committing a traffic accident outside the settlements, it is necessary to fix the name of the road, the direction of movement of vehicles and the mileage of the canvas on which the accident occurred.
The second column contains the following information:
- date of the accident;
- time when an accident occurred on the road, indicating the exact period.
The third column contains information on the presence of vehicles damaged in the incident.
The fourth column records the presence of injured people and those who died as a result of the accident.
The fifth column contains information on the passage by the participants of a road traffic accident of the examination for drug or alcohol intoxication.
The sixth column records information on material damage that has been caused to vehicles and other property of accident participants and third parties.
The seventh column must contain the following personal information about witnesses to the incident:
- full name;
- registration address and place of residence;
- telephone number for communication.
In the absence of witnesses, this fact must be indicated in the appropriate box.
The eighth column records the sequence of numbers representing the breastplate number badge of the traffic police inspector who was present at the time of the accident. If the documents were filled out by drivers without it, the column is not filled.
The ninth paragraph, which is divided into two equal parts, contains information about cars: brands of cars, specific models of vehicles, other information about cars.
In the tenth column of the document on a traffic accident, data on the owners of the injured vehicles is entered. It is important to understand that information should be written about the owner of the vehicle, and not about the person who controlled him at the time of the collision.
The eleventh paragraph contains information about the person who drove the car before getting into a traffic accident. The information should include the following data:
- Date of birth.
- Location.
- Details of the driver’s license.
- Information about the document giving the right to drive this vehicle.
In the twelfth paragraph - information about the insurer:
- full and abbreviated name;
- CTP insurance policy number, validity period;
- mark on the availability of additional insurance for hull insurance.
The thirteenth paragraph contains information about the place where the first strike was received. Here it is necessary to indicate what kind of damage was received, and independently depict cars with arrows in the places of collision.
In the fourteenth paragraph, the name and nature of the damage sustained by vehicles is recorded. Make the necessary information in a concise, concise and clear manner. To fix the damage, it is necessary to use the words whenever possible: crack, scratch, dent, etc.
It is important to understand that information about damages that were not included will subsequently lead to a refusal to indemnify for unrecorded damage (not including hidden damages).
In addition, it is necessary to check what data the second participant in the accident writes in, since he can make scratches or dents in the form of the traffic accident notice that he received elsewhere. Damages of the external type are described by drivers, and internal ones are established by experts during the diagnosis.
The fifteenth paragraph is intended to record comments. For example, if, when indicating the circumstances of the accident, the presented list did not have a suitable option, this can be written in this paragraph. Here you can make adjustments regarding the information that another participant in the accident recorded.
The sixteenth paragraph provides options for the causes of the accident. Drivers only need to tick the desired item.
In the seventeenth paragraph, drivers should draw a diagram of a road accident, which should include the following elements:
- streets that are nearby;
- direction of movement of cars;
- position of vehicles during and after a collision;
- location of traffic lights;
- various signs that stood along the edges of the roadway;
- road marking;
- traces of skidding, braking, splinters, etc.
In the eighteenth paragraph, the information entered in the document is endorsed.
After the front part of the accident report to the insurance company is filled in, the participants in a traffic accident tear the paper, having received two identical copies of the document. Both parts of the paper (both the original and the copy with a print) are equivalent.
Fill in the back
The back of the road accident notice form is needed to record additional information about the accident. Each driver fills it out independently, separately from the second subject.
On the reverse side, you need to write information in seven columns:
- the first column is a description of the vehicle whose driver or owner fills in the paper;
- the second column - an indication of the circumstances that accompanied the occurrence of an accident on the road (the direction of movement of vehicles, the name of the streets located near, the position of vehicles, etc.);
- the third column - information about the person who drove the car (owner or driver, whom the owner allowed to drive);
- the fourth column - information about other participants in the accident, if there were more than two;
- fifth column - information about the property that was damaged in an accident on the road (except for cars of participants in the accident);
- the sixth column is a full description of the car involved in the accident (information about the ability to move and working capacity);
- the seventh column - notes (for example, the presence of a DVR).
Having considered the question of how to compile a notice of a traffic accident, it should be noted that if there is not enough space on the back of the sheet, you can attach a sheet of a similar format with an indication at the end of the previous sheet about the availability of the application.
Features of filling out a notice
Consider the features of filling out a notice about a traffic accident. When filling out a document, it is important to know a few of them:
- If the form issued by the insurer company has lost its appearance or the text on it has ceased to be readable, the driver needs to take a new copy.
- In the event of a collision with several vehicles, you must first approach the car in front to fill out a notice form, and then contact the person behind.
- In the fifteenth paragraph, it is necessary to indicate whether the pushing towards the car in front was any unit (if it was, then which one).
- It is important to record the following information in the document: machine manufacturer, model, state registration number, name of the owner. If this is not done, you can get a refusal to pay material compensation.
Cases of refusal of the second participant in an accident to fill out a document
If the owner of the second car refuses to issue a traffic accident notice, the citizen must do the following:
- Enter all the information in the document yourself.
- Indicate information about the second participant in the accident, including the model, make, number and color of the car.
- Find eyewitnesses of the incident on the road and record their data.
- Fill in all the fields of the form on both sides.
- The notice can be sent by fax. In this case, the original paper is still sent to the office of the insured company by registered mail with a notification.
- If the second participant in the traffic accident died, filling out a notice for him is not necessary due to the norms of the law.
Final conclusions
A traffic accident notice at Alfastrakhovanie or another company is a document filled in by all drivers who have had an accident, regardless of the degree of damage that has occurred.
The paper must contain all the information regarding the cars, their owners, circumstances and characteristics of the road accident, damage caused due to it.
Based on the completed document, an audit is carried out, as a result of which it turns out which of the participants in the accident is to blame and whose insurance company should pay the victim compensation.
It is important to understand that the answer to the question whether a notice of an accident is mandatory is unequivocal. Without this paper, the insurer will not pay compensation, even if all evidence of driver guilt is evident.