Webmoney is a worldwide system that works with online payments and virtual currency. A person can receive the money earned, make an online purchase, pay for services, etc. But for all these manipulations, you need to have a Webmoney wallet. The convenience of this method is beyond doubt, since all transfers are carried out within 5 minutes, which significantly reduces the time to resolve all financial issues. At the same time, the user has the opportunity at any time to withdraw their funds from the system, transfer them to real money.
Wmid
WMID is a unique account number that is provided once and remains in the system forever. Despite this, it can be obtained repeatedly, but only on the same registration data. This is done in order to carry out, for example, commercial activities through one WMID, and use the other for personal needs, etc.
Each user within his account can have a wallet. Webmoney works with various currencies, but more on that later. A wallet is a place where personal funds are stored. Any user has the right to get as many cash accounts as he needs. In order to have access to your wallets, you must complete the installation of "Keeper", with which you log in to WMID. Therefore, if you decide to get a Webmoney wallet, then the first thing you need to do is register.
Registration in the system
In order to go through the registration procedure, you must first go to the official website and find the necessary link there.
When you find it, after clicking the system should transfer you to a page where you need to specify your mobile number. The following are several consecutive steps, during which you must specify your data, mailbox, TIN, passport. After that, you will receive relevant notifications by email and phone with registration confirmation.
Keeper
Each new user who has not yet been verified will only be able to manage the Keeper Mini, which has modest capabilities and a restriction on the daily transfer of funds, which can protect its owner from unauthorized hacking and theft of funds. So, if this happens, the owner may suffer only minor losses. Entrance to this "Keeper" occurs with a username and password.
During the first login, it is necessary to note whether you already have an account created earlier and you just want to add one more means for authorization or you are a beginner. As you can see, there are no wallets in this “Keeper” yet. In order to create them, you need to find the “+” icon, then “Add”, and then select the necessary currency. All payment transactions in this "Keeper" pass a mandatory SMS confirmation, you can remove it in the settings.
Certificates
Before you start a Webmoney wallet, any user needs to get acquainted with such a term as a certificate. This is nothing more than a personal identifier, thanks to which the system can recognize you, something like a virtual passport. Such certificates are of several types, namely:
- Alias certificate - issued to those users who choose not to provide their personal identification data. In this case, there are some restrictions on the services of the system.
- A formal certificate is issued if you have filled in personal information about yourself and provided confirmation in the form of scanned documents. It is the basic and most common among the participants in the system.
- A personal certificate is issued to those users who applied to an authorized representative office for personal confirmation of documents and the conformity of their person with them. Thanks to this, a participant in the system has access to some additional functions, such as the ability to take a loan.
Types of Wallets
Before you start a Webmoney electronic wallet , you need to figure out which type of finance you need, because the currency symbols are somewhat different with generally accepted abbreviations in the world:
- US dollars - WMZ (Z).
- Russian rubles - WMR (R).
- Ukrainian hryvnia - WMU (U).
- Euro - WME (E).
- Belarusian rubles - WMB (B).
- Gold - WMG (G).
These are the main types that will be available to the user, not counting wallets for credit transactions.
Wallet Creation
Any participant in the system has the ability to create exactly as many wallets as he needs. Only immediately it is worth noting that there is no need for unnecessary ones, since it will be impossible to remove them.
Consider the creation of wallets on the example of "Keeper Mini". First you need to carefully consider everything that appeared before your eyes in order to quickly navigate. Now you need to find the appropriate tab, which will be written "Wallets". After clicking, the corresponding window opens, where when you click "Add more" a special creation page appears. Here it is necessary to choose the equivalent, for example, US dollars, after reading the user agreement and accepting it, click on the "Create" button. If everything is done correctly, then the wallet will instantly appear in the "Keeper". However, for one currency, you can create only one wallet. If this is not enough for the user, you need to use other login methods, for example, Keeper Classic.
By the way, in “Kiper Classic” the whole process is similar.
How to get a Webmoney wallet in Belarus?
In fact, there is nothing complicated in registering from any country, and even more so from the CIS. It all comes down to simply indicating in the registration form all the necessary data about your actual location, be it Belarus or another country. Similarly, you can get a Webmoney wallet in Ukraine.
As for novice users, the Keeper Mini is the best option, since there is the simplest registration, which takes no more than 2 minutes.
At the same time, Keeper Light will be more difficult to register. Keeper Classic will remain the most difficult because it must be installed on your PC, and then save a special key file. But in fact, he is also the most protected, not to mention all his possibilities.
For the convenience of users, there is also a mobile version, it is easy to install, quick to register, but limited in its functions.
Wallet Operations
After you manage to get a Webmoney-wallet, it should be replenished. You can do this in various ways, based on where you live and what type of funds you have. It should immediately be noted that there are a large number of such methods, and of all that the official site offers, the following should be noted:
- With a credit card online.
- Payment terminals.
- Internet banking.
- Electronic money.
- From a mobile phone account.
- Through cash registers of retail chains.
- Transfer to the Guarantor for storage.
- Through the bank branch.
- Remittance.
- Postal transfer.
- Prepaid cards and vouchers.
- ATM machines.
- Bank transfer
- Exchange Webmoney.
As you can see, the list is really impressive, and if necessary, everyone will find a preferred method for themselves. The difference is only in the interest rate of the commission and the timing of receipt of funds to the wallet. You just have to follow the required sequence: first we start a Webmoney wallet, we figure out how to use it, and then replenish it.
In some cases, with direct payment, you only need to indicate your wallet number in the selected currency. For other methods, for example, when buying a card through an authorized point of sale, this is not necessary. Since everything is done either in the "Keeper" itself, or through the official website. So to get a Webmoney wallet is half the battle, you need to properly dispose of it, replenish and withdraw funds.
Caution - scammers!
Summarizing all of the above, it is worth noting that after we open a Webmoney wallet, we have an additional responsibility, because money loves accuracy and thrift. Therefore, in no case should you forget about such problems as scammers and crooks. You can never believe the “miracle” of electronic currency exchangers that offer very competitive rates, you should not transfer money to those accounts (if this is not your friend) that cannot provide you with a payment invoice. And in general, in case of any unusual situation, it is better to double-check everything on the official Webmoney website or ask your more experienced comrades than to be left with nothing.
Now you know how to start and top up a Webmoney wallet without experiencing any problems, and how not to fall for the tricks of scammers. Remember that all money loves an account and careful storage, and there is no difference whether they are in a real wallet or in a virtual wallet.