It is likely that many have heard that when buying medicine or treating the same teeth you can regain some of the funds, but not everyone knows what are the reasons for this and what is the percentage of return. This can be done on the basis of a tax deduction. What is it and how to return money for dental treatment, we will consider below.
The concept of tax deduction
This is the name of that part of a citizen’s income that cannot be taxed under the law. That is, when a person is officially employed and pays the state a regular amount from his earnings, he has the right to return the amount of 13% spent on treating himself or someone from his family members. You should also prepare in advance documents for
tax deduction. At the same time, a certain amount may be allocated to you for dental
treatment and other diseases. An example of its calculation will be given in the material a little later.
In what cases is a tax deduction for dental treatment
How to treat teeth for free or at least with a good discount? This question is probably of interest to many, given the fact that high-quality dental services are far from the cheapest.
So, who can hope to get a tax credit?
- Persons who have paid for services in medical institutions on the territory of the Russian Federation, if they are included in the special list to which the privilege in question is due, and when the institution where the treatment is carried out, has a license.
- A person who has made insurance premiums under voluntary health insurance for himself and his family.
Naturally, all documents for a tax deduction for dental treatment should be on hand so that a person can confirm his right to such a discount.
How to determine the amount of compensation
The next question that citizens are probably interested in is the question of sum. How to calculate and apply for a dental
tax refund ? First, let's look at the formulas to determine the desired amount.
So, you should not count on a larger figure than your income tax, remember this. The total amount that can be returned is 15,600 rubles, but not more than 13% of the total price tag. The maximum amount with which tax is calculated is 120 thousand rubles.
In this case, the exception with respect to the restriction does not apply, if you should order an expensive medical service, there the amount will be much higher. However, for example, the tax deduction for dental implants may not be included in the list of such services, everything should be checked with a doctor in a clinic.
Calculation Example
For example, you receive a monthly salary of 25 thousand rubles. Accordingly, your annual income will be 300 thousand rubles, and the tax on this amount is 39 thousand, or 13%.
During the year, you spent 180 thousand on dental treatment, however, taking into account the fact that the maximum allowable amount at deduction is fixed at around one hundred twenty thousand, your compensation will be 15,600 rubles.
Clearance procedure
So, here is the algorithm of actions that is needed to get the coveted discount when visiting a medical institution:
- collect all the documents for the tax deduction for dental treatment (a list will be presented below) and certify their copies;
- prepare a tax return in a special form and write the appropriate statement;
- bring all the papers to the territorial tax authority either on your own, or send by mail a valuable letter;
- wait until the representatives of the authority verify all the information that you submitted within three months, after which you will receive a written notice;
- if the decision is positive, the funds that you can spend on treatment will be transferred to your account.
Required List of Papers
The documents for the tax deduction for dental treatment will need to be prepared as follows:
- tax return;
- civil passport and copies of the main pages;
- certificate of income from the place of work (if you worked in several places during the year, ask for it in each of them);
- application for the return of part of the tax;
- certificate of payment for the services of the clinic where the treatment takes place;
- an agreement with a medical institution for the provision of services;
- copy of the dentistry license.
In cases where a deduction for voluntary medical insurance is issued, a policy and documents are required that confirm the fact of payment of regular insurance premiums, as well as a copy of the company's license.
When a family member is sent for treatment, a birth certificate (if the child is involved) or a copy of the marriage certificate (if the second spouse) is required.
Dental Implant Compensation
Those, Those who received a tax deduction for dental treatment claim that there is a chance to return part of the money for many procedures, including the installation of implants. Such a service in dentistry is one of the most expensive, so the question of its partial compensation cannot but interest potential patients.
The list of expensive medical procedures, the partial repayment of which with a tax deduction is not limited to the amount of 15 thousand, contains a clause on replantation, implantation of prostheses and metal structures, on the basis of which one can try to compensate for the expensive procedure. Of course, everything is decided individually, but it's still worth a try.
What medical services are compensated by tax deduction
You can partially pay off the cost of the following types of services, regardless of whether it relates to dentistry or other medical fields:
- diagnosis and treatment based on contacting an ambulance;
- prevention and rehabilitation of patients, as well as examination;
- the provision of medical care when contacting a specialist;
- Spa treatment;
- public health education .
Loss of tax deduction benefit
There are a number of situations when it is impossible to compensate for the payment of medical services in this way, among them:
- if a person is an individual entrepreneur and his income is not taxed at 13%, but more or less;
- when the clinic does not have the appropriate license;
- purchased medicines are not included in the legally agreed list;
- if the right of deduction was not drawn up on time (you can use it only within three years from the date of payment of medical services).
How many times can I use this benefit
Naturally, the logical question will be how many times you can use the right to partially repay the cost of treatment with a tax deduction. The answer is simple: the benefit is valid once a year, regardless of how many times you go to the dentist or purchase certain medicines.
Before using this program, carefully read the conditions and specify whether you can count on this type of compensation for treatment.
Answers to common questions regarding tax deduction
Of course, there will still be a lot of questions regarding this topic. We give answers to the most common of them, which may shed light on many uncertainties:
- the parent has the right to pay for the treatment of the child, taking into account the tax benefit, only up to 18 years;
- the list of relatives for whom medical services can be partially reimbursed does not include brothers and sisters, but only children under 18, spouses or parents;
- treatment provided outside the Russian Federation in this way cannot be partially compensated;
- the purchase of medicines can be carried out on preferential terms only if they were prescribed by a doctor by prescription;
- expensive dental prosthetics is not included in the list of expensive types of treatment and cannot be repaid with an amount in excess of 15,600 rubles;
- You cannot use the service if you are not employed anywhere or belong to individual entrepreneurs;
- pensioners do not have the right to use this privilege, since they do not pay income tax, but children who have it can help them.
So, we learned what this compensation is, how to apply for a tax deduction for dental treatment and what documents should be submitted to the appropriate authority. In addition, now you know what types of medical services can be compensated for and to what extent.