When choosing a future profession (or looking for a good option for retraining), you can pay attention to the specialty "Banking". It is a very promising area in a market economy. True, to achieve heights it is necessary to know mathematics well and be able to talk with people.
Feature Description
The specialty “Banking”, provided that the person is well trained, opens up significant prospects. So, you can work in investment organizations, financial institutions, on the stock exchange, in credit institutions. In addition, the knowledge provided is sufficient for employment in insurance companies and planning departments of enterprises. The duties of specialists in many respects depend on what the work is being done with: stock and investment areas, securities, lending - the list goes on. Let's look at a small example. What does a specialist from the lending department do? His tasks include receiving applications for loans, analyzing the financial condition of the client, assessing the reliability of collateral. The specialty "Banking" allows you to get the necessary basic skills and knowledge. This creates the foundation for a brilliant future career.
Such different and similar specialties
And now about bureaucratic moments. You can get all the employment opportunities described above by getting the specialty “Finance and Banking”. But other directions also provide a pretty good base. For example, “Finance and credit”, “Economics”. To decide and make your choice, you must clearly understand where a person plans to work.
Training
And now let's talk about universities. The specialty “Banking” offers an impressive number of higher educational institutions of the country. Most highly valued are graduates of such structures: State University of Management, Higher School of Economics, Russian Academy of National Economy. Although the majority of higher educational institutions of an economic orientation allows you to get a profile specialty. Moreover, since it is not known what exactly a person will have to do, the training course covers the maximum number of future functions. So, a trained graduate can calculate the minimum cash balance at the cash desk, analyze the financial position of the borrower, conduct operations in the interbank loan market, and carry out calculations on export-import processes - the list can be continued for a long time.
Which higher education institutions should I prefer?
A diploma from a reputable university is more pleasant for an employer than a little-known place of study. Therefore, we can advise you to pay attention to:
- State University of Management in Moscow. It dates back to 1919. The training program includes both the implementation of necessary actions and control over the work of teams.
- High School of Economics. It has representative offices in Moscow, St. Petersburg, Perm and Nizhny Novgorod. There is not very much (25 years), but during this time has already managed to become a model. The training program has a high level of submission and analysis of the material.
- Russian Academy of National Economy. It was created in 2010 on the basis of structures that were involved in the training of senior managers of the country, as well as improving their qualifications. Also located in Moscow. Getting here is quite difficult, as well as resisting. But if it works out, truly broad prospects will open before a person.
For whom is this specialty suitable?
Work in the specialty "Banking" is quite demanding. So, people need to have good mathematical skills and an analytical mindset. A person should be able to lay out everything on the shelves, systematize the information received and be critical of it. In the profession, increased attention to detail and concentration in work are important. And it’s very good if people who choose this specialty like economic disciplines. A good memory and the desire to bring things to a logical conclusion are also necessary character traits for successful activities.
About salary
How much do banking professionals get? The amount of funds can fluctuate in a significant range. Payment begins with 20 thousand rubles. But the highest point ... Earnings can reach truly impressive amounts. It should be noted that there are bankers of higher, middle and lower level. Which salary will be most dependent on membership in a particular group. In addition, the amount received is affected by regional affiliation, the level of financial institution and the position held. One should not expect that, having received a higher education, a person will be able to immediately occupy a high position and receive hundreds of thousands or millions of rubles. Career is being built gradually.