How do I know if I have debts on loans or other financial obligations? In this case, everything is very simple. If the debt was recovered from a citizen by decision of the judiciary, then information on this is on the website of the bailiffs. Because from the moment the court decision comes into force, the person will be the debtor, and enforcement proceedings will be opened against him. You can find out about tax arrears on the website of the Federal Tax Service or through the State Services portal. Read more about all this in this article.
Small introduction
"How do I know if I have debts?" - this question is often asked by people who did not pay on time under the loan agreement, did not pay taxes or did not pay for housing and communal services for a long time. In this situation, everything is much simpler than it seems.
If a citizen borrowed money from a credit institution and does not try to repay the loan, then most likely the bank will not be inactive and will file a lawsuit with the unscrupulous borrower, and then transfer the documents to the bailiffs. Currently, collection agencies work with credit debtors, which do not always use legal methods to deal with irresponsible borrowers.
Thus, about unpaid debts can be found on the website of the FSSP of the Russian Federation or by contacting the credit institution in which the funds were taken.
In addition
How do I know if I have debts if I have not paid for housing and communal services for a long time and are now going to go abroad? Many citizens who are the owners of residential premises, but do not try to deposit funds to the account of the HOA or management companies, turn to lawyers with similar questions. So, if there is a debt for utilities, then it will not go anywhere, you need to pay it and live in peace.
In the event that a citizen has debts for utilities, but the management company does not sue such a tenant, then the latter has every right to go abroad. Indeed, only bailiffs can ban debtors from leaving the country and only on the basis of a court decision and instituted enforcement proceedings. This must be remembered.
For information
How do I know if I have debts? If the borrower has not paid the loan for a long time and knows that the bank has filed a lawsuit against him, then most likely the decision has already taken effect. This means that a citizen can find out about his debts on the website of the bailiff service.
To do this, you must:
- go to the site of the FSSP RF;
- then you need to find the "Bank of enforcement proceedings";
- further, it is necessary to enter the debtor, region, if required, and the date of birth of the latter in the graphs provided by F. I. O.
- after that, get a response from the system, if the debtor's data is on the FSSP website, then you can find out all the information about the amount of debt, as well as how to pay off the debt.
In the event that a citizen did not find information at his request, this means that he is not a debtor and he is not in the bank of enforcement proceedings. In such a situation, there is nothing to worry about.
FAQ
How to find out from bailiffs whether there are debts? Earlier it was already written that this can be done through the website of the FSSP of the Russian Federation and the bank for enforcement proceedings. You can also personally approach the bailiff service of your city and clarify information of interest.
Nevertheless, one must take into account the fact that the bailiffs only work with executive documents issued on the basis of a court decision that has entered into force. In the event that a citizen has a debt to a credit institution, but he is not in the database of bailiffs, this means that, by law, he is not a debtor, and he must solve all questions of interest on a loan when contacting the bank in which he took credit. This is the order.
How to find out if the bailiffs have debts for fines of the traffic police? In this case, each motorist can contact the FSSP service directly. Unless, of course, the latter is sure that he has any arrears of fines. In addition, this information can be found on the public services portal. To do this, you just need to register and log in, there is nothing complicated there.
Nevertheless, on the website of the State Service, when you enter your personal account, the person’s debts on traffic fines, taxes, as well as the citizen’s debt collected from him by court order are displayed. You need to know this.
Interesting moment
How to find out if there are debts on loans? This question is most often asked by people from whom a certain amount of funds was recovered in repayment of an overdue loan at a credit institution. If the debtor has already paid his debt, then he has nothing to worry about. Information on debt repayment can be found:
- on the FSSP website;
- on a personal visit to the bailiff service;
- on the portal "State Services" through your account.
In the event that information about debts is not available, then you should no longer think about the paid debt. You can safely go traveling abroad.
Another interesting point that I would like to mention here. Under the current legislation of the Russian Federation, a person will not be allowed to go abroad if the amount of his debt on credit payments exceeds 30 thousand rubles. In the event that the debt is much less, then there should be no restrictions on departure.
On the website of the Federal Tax Service
Here I would like to say that everyone should not forget that he needs to pay taxes. This is especially true for those citizens who work as individuals, sell and buy real estate, rent housing and make profit from it, play lotteries and win decent amounts, have property (transport and an apartment).
But how do you know if there are debts in the tax? In this case, everything is not so complicated. You can contact the local department of the Federal Tax Service and get there all the information you need. In addition, this can also be done online through the website of the Federal Tax Service. To do this, you must:
- go to the website of the Federal Tax Service of the Russian Federation;
- enter your TIN and F.I.O. into the columns provided, then click on the button and receive information on tax debt, if any.
Everything is very simple if a citizen has access to the Internet and owns the skills of a PC user.
In addition, information on unpaid taxes can be found through the "State Services". To do this, you just need to log into your personal account on this portal (if it is not there, then register). All information will be indicated in the upper right corner after entering your personal account on the State Services website.