Not a single enterprise has one hundred percent insurance against injuries to employees during their ongoing work. Indeed, industrial accidents are quite common, which naturally leads to the need to take some measures.
As a rule, the accounting department faces the most problems, as the employees of this department have to think about how to reflect the incident in the documentation and to which category it should be assigned. Each head of the enterprise producing goods or services is obliged to fully equip the employee’s workplace in order to protect him as much as possible from possible injuries. In addition, measures must be taken to prevent damage and minimize the effects of disasters.
A legal entity has the right to involve in the improvement of the security system a part of the contributions to the reserve fund that were transferred in the previous period. However, you can use no more than 20% of the deposited amount minus the expenses of the previous reporting period. According to the current legislation, if industrial accidents occur as a result of incomplete or improper fulfillment by the management of its obligations to provide a job, then the company is subject to penalties. Moreover, in the Russian Federation the size of the fine is on average 40 thousand rubles, and the director of the company must pay a more modest amount of up to 5 thousand rubles. As a result, even a successfully functioning enterprise will have to freeze production for up to 3 months.
In order to avoid such unpleasant consequences, the enterprise’s management apparatus develops and introduces a procedure for investigating and recording industrial accidents. So, the Labor Code provides that not all incidents can be classified as accidents. The first step is to investigate the conditions and causes.
In addition, those industrial accidents that occurred during a trip on a business trip, processing work clothes, driving in vehicles provided by the employing company, as well as during a break officially approved by the schedule, are also subject to trial. Moreover, it will be necessary to pay attention to employees who visited the enterprise by invitation for business purposes. Accidents at the enterprise require the formation of a special commission conducting the investigation.
The members of the commission include representatives of the trade union, an employee of the labor protection department and employees of other departments. The specific composition and members of the commission are approved by order of the director of the company. However, the injured person has the right to participate in the investigation or to become familiar with the identified facts. The investigation procedure originates from the moment of inspection of the place where the injury was received. It is necessary to document everything, reproduce the event in detail, and then interview witnesses.
The victim himself goes to the first-aid post, where he undergoes a thorough examination. The doctor only, upon prior request, issues an opinion revealing the severity of the injury. Usually, all economic entities try to protect themselves from unforeseen expenses, therefore, insurance against industrial accidents is carried out. Then you can count on a decent compensation that covers the costs of medical care and drugs.
Work accidents confirmed by the commission must be paid to the injured person. So, the employee receives a certain amount from the insurance organization, allowance from the company, as well as compensation payments. However, in practice it can be difficult to prove the absolute observance of all safety standards, which gives management a reason to refuse to pay compensation and punish the worker.