How to check your accrual of pension through the Internet

Both current and future pensioners seek to learn important information about their retirement. Today, for this, you do not have to visit PF branches and stand in endless lines. How to check pension accrual? You can really find all the information you need via the Internet. In addition, it is possible to verify the correctness of accruals by FIU employees using special pension calculators. In the article we will analyze in detail all the existing methods, useful instructions.

Registration on "State services"

How can I check pension accrual? Through the Internet. But for this you need to register on the portal "State Services". How to do it?

Recall that in order to register with the State Service you need to have your civil passport, SNILS, on hand. The process itself takes place in two stages.

In the pre-registration step, you need to indicate this:

• Last name and first name.
• Own email address.
• Mobile number.

Next, you yourself create a password. It must be correctly repeated in the next field in order to pre-register.

If the process was successful, then the corresponding notification will be delivered to your phone in the form of SMS or by e-mail. After this, you need to go through the second stage of registration - indicate the data from the document proving your identity, SNILS.

General information

How to check pension accrual? The most important information can be found on the official website of the FIU. Refer to the following instructions:

1. Go to the main Internet portal of the Russian Pension Fund.
2. Go to the "My Account" section.
3. If this is your first time using the PFR website, you won’t be able to go directly to your “My Account”. First you need to register on the portal through "State Services".
4. If you need registration with the State Service, be prepared to provide the following line of information: mobile number, email address, SNILS number.
5. After successful registration, return to the "Personal Account" on the FIU. Find the section "Get data on formed pension savings".
6. In this tab you will see information on your existing work experience, accrued pension points.
7. You can also find out what information was transferred to the Pension Fund by your employers. To do this, return to the "My Account" and go to the "Data on earnings and seniority" section.

Appeal to the customer service of the FIU

If you do not have the ability to connect to the Internet, there are difficulties when registering at the State Services and the PFR website, how can I check pension accrual through the PF? You can contact your local FIU unit directly.

To obtain the necessary data on your own pension, you need to prepare two documents: a civil passport and SNILS. Where to go? To the FIU department:

• At the place of registration (registration).
• At the place of temporary registration.
• At the place of actual residence.

In the department, you fill out the appropriate application for information on your pension. Specify a response delivery method. You can come for him in person or receive it by registered mail at the mailing address you have indicated.

Appeal to the "State Services"

How to check pension accrual through "State services"? You do not have to go to the PFR's “Personal Account” to find out. Data can be obtained directly on the "State services".

How to check pension accrual via the Internet in this way? We will present the instruction:

1. Register on this portal.
2. Log in to your "My Account".
3. Go to the "Electronic Services" section.
4. Then you need to select the area "Ministry of Labor and Social Protection".
5. How to check the correctness of accrual of pensions through "State services"? Stay tuned to the Pension Fund subsection.
6. Here you can find out the status of your own retirement account in the FIU online.

Appeal to the bank

Where to check the correctness of accrual of old-age pension? This can be done at the branch of the bank whose client you are. But it’s important to clarify if your credit institution specifically provides such a service.

If so, then the information you are interested in can be obtained in the following ways:

• At the operator. A bank employee will provide you with a printout of the status of the retirement account.
• Through ATMs.
• Through online banking.

Social Security Data

We continue to consider how to check pension accrual on the same PFR website. Now - social benefits. Here you can use a special calculator. But in order to get the most reliable data, you need to apply to the PF at the place of registration with a corresponding request. In the response document you should be provided with personal account data.

It is important to note that this calculator is not suitable for use by the following citizens:

• Receiving social benefits due to disability or as a result of the loss of the breadwinner.
• Citizens receiving pensions at a reduced rate.
• Entrepreneurs.

Assignment of retirement benefits

How to check pension accrual? First of all, you need to contact the "Personal Account" on the official portal of the FIU. It has been operating since the beginning of 2015.

In addition, through the "Personal Account" you can apply for the appointment of a pension, as well as choose a convenient way for its delivery.

It is important to note that you can submit such an application for the appointment of all types of pension savings:

• By old age.
• By disability.
• Due to the loss of a single breadwinner.

As for the application for the appointment of an old-age pension, it is permissible to draw it up no earlier than 30 days before the right to this payment. In the event that the funded share of the pension is in a non-state pension fund, data on the status of their savings can be found after 10 days from the date of application.

Of course, applying for a pension through the PFR website is not enough to assign a pension . Future pensioners should take care to prepare the necessary documentation for calculating payments. The staff of the local branch of the PF will familiarize you with its complete list. The documentation must be submitted no later than 1 month before the date of first receipt of the pension.

Insurance part

When analyzing how to check the accrual of an old-age pension, let us now dwell in detail on the insurance part of such payments. To find out exhaustive information here, you can use both the PFR website and the State Services Internet portal.

As we already mentioned, registration on these sites will be required. As for Gosuslug, for the full use of the portal, you also need to personally confirm the created account. There are three ways to do this:

1. Visit your nearest Russian Post office. You need to present your civil passport, the data from which you entered during registration. After checking the data, the mail officer will confirm your account.
2. When registering at the State Services, do not forget to write your mailing address. A message with a special code will be sent to it. By entering it in the appropriate field during registration, you confirm your account.
3. Use the digital signature - electronic digital signature.

How to check the correctness?

Let’s analyze the following popular question: how to check the correctness of pension calculation?

You can use special pension calculators that operate in online spaces. But when checking, be sure to pay attention to the requirements of the new law on the pension insurance part:

• Minimum length of service. This value is not static. In 2015, it was 6 years old. By 2024, an increase to 15 years is expected.
• The presence of accumulated pension points. This is also a non-static value. For example, in 2015, for a citizen to receive an insurance pension, it was enough to score 6.6 such points. In this case, he receives the lowest possible pension. And by 2024, to receive the smallest amount of the insurance pension, 30 pension points will have to be accumulated.
• The introduction of the retirement coefficient. It is established by the Russian government on the basis of complex economic calculations. Its meanings also change annually. The indicator is influenced by the level of inflation, the state of the economy.
• The amount of contributions to the FIU from the employer for their employee.

Recalculation

To know how to verify the correctness of pension accrual, it is necessary for both current and future pensioners. The fact is that in the Russian Federation a pension is calculated and calculated by specialists of the FIU. As for the work book (it is the information from there that the Pension Fund uses when calculating your work experience), it is filled in by the personnel departments of your employers. These are living people, therefore, the human factor and the errors associated with it have not been canceled.

Such inaccuracies can lead to the fact that a pensioner will receive a pension less than what is due to him. An error may creep into the applicant’s documentation, occur during calculations performed by employees of the FIU. But it is reversible, because it is permissible to recalculate the pension, moreover, in your PF department.

The most important thing is to be able to independently find these errors. And this is the most difficult in the whole procedure.

Cases for Clearing

We need to know how to check the correctness of the calculation of the old-age pension in order to achieve its recalculation. What needs to be done for this?

When applying for a pension, carefully check all official documents from places of former employment. All information in them must coincide with that indicated in the work book, correspond to reality. If in any of the documents you find a mistake, you need to contact the personnel department of your former employer to correct it.

The situation is complicated if these are errors in the entries made by employees of enterprises that no longer exist. To fix them, you need to contact the archives of your city. Therefore, it is important to control the content of your work book during your labor activity, and to promptly indicate to staff personnel their mistakes.

Where to check the correctness of accrual of old-age pension? This can be done at the regional branch of the Pension Fund. You can apply there if you think that you are getting a pension less than you should, but find all the documents you provided from your former employers correct.

In this case, you need to fill out a special request for recalculation. Employees of the FIU are required to accept it, review the documents you provided, and, in fact, recalculate. If an error is really discovered during this, then increase the pension to the amount necessary. The applicant is informed of the changes made and their reasons.

If there were no errors in the recalculation, the applicant is still notified of its results. In the event that he does not agree with the results obtained, he has the right to apply with a second application for recalculation to a higher branch of the FIU.

Independent calculations

You can check the correctness of the calculation of your pension by employees of the FIU and yourself. To do this, you need the following documents:

• Employment history.
• Income statement for the last 5 years.
• Statement on your retirement account with the FIU.

To carry out the calculations, you can use various virtual pension calculators. The most accurate is available on the PFR website itself.

In order to avoid problems in the future, you need to monitor the accrual of pensions from the first working days: register with the PFR and Gosuslugi to track your own retirement account, observe the correctness of filling out your work book. In addition, it is possible from time to time to make independent calculations of your future pension using virtual pension calculators.