Human activity is multifaceted. The most profitable is banking. With all the attractiveness of the banking business, entering this market is not at all easy.
Many people are interested in
how to open a bank. The simplest answer: effort, diligence is required, and large investments are required.
The main answer to the question of how to open a bank concerns the minimum authorized capital. It should be at least 300 million rubles. It should be borne in mind that significant financial costs require office and banking equipment and the premises for a banking institution. Answering the same question about how to open a bank, one cannot but mention the legal registration, remuneration of staff, the organization of a protection system and other expenses. The total amount will be hundreds of millions. It is unlikely to be able to cope with such costs without serious investors. Being interested in how to open a bank, one cannot but take interest in the payback of a commercial bank. And this averages from 5 to 10 years of hard work.
By measuring your capabilities and real calculations, you can try to open your own business related to banking. To do this, you need to obtain several licenses. Mandatory is a general license from the Central Bank of the Russian Federation. We need a document issued by the Federal Commission for the Securities Market, which gives the right to relevant operations, including operations with precious metals.
We need
constituent documents in the form of a permit issued by the State Customs Committee, a registration certificate from the State Assay Inspection Inspectorate for the manipulation of jewelry. And you definitely need a deep serious analysis of the situation in the country, a realistic forecast of the economic and political situation for several years to come.
To open a business, you should first develop a business project that evaluates your own financial development opportunities enterprises. It is necessary to determine the circle of persons of future partners and founders. It is necessary to submit documents confirming the legality of the origin of their own funds, to document the reputation of the founders for a criminal record for economic crimes,
for the implementation of financial obligations to the state and citizens of Russia. The preparatory organizational stage includes determining the form and name of the enterprise (LLC or joint-stock company), drawing up a
memorandum of association and charter, agreed with the founders, partners.
An important point is the selection of personnel. The bank management structure with various functional services and units is determined, the functions of the institution and its mode are optimally distributed. After all the preparatory measures with the preparation of the full necessary package of documents, the company registration procedure is carried out.