Citizens of every modern country have the rights to state retirement benefits subject to certain requirements. These requirements include: reaching a certain age, loss of a breadwinner, disability, as well as other situations that are provided for in the current legislation. It should be noted that such payments are supposed not only to the population living on the territory of the state, but also to citizens who are outside its borders. This pension provision is made in accordance with contracts and agreements with other countries.
Classification
The current pension law provides for two main categories. These are labor and social benefits. Let's consider them in more detail.
Labor pensions
The first variety includes payments made according to the following criteria: disability, age, length of service, loss of a breadwinner, as well as special services to the state. Let us consider in more detail each of the types presented. The first involves cash in the event of disability. Its appearance may be due to two main reasons: a general illness or work injury. Pension is paid regardless of the time and place of the onset of disability. Regarding the second, everything is also quite simple. The current law on pensions stipulates that upon reaching a certain age and with the required work experience, state benefits begin to be transferred to a person. The length of service provides monetary accruals to certain groups of citizens involved in labor spheres, which subsequently can lead to occupational diseases. The consequence of this may be an early disability of a person (before the onset of those years after which he is entitled to rely on an old-age pension). The loss of the breadwinner, as mentioned earlier, is also the reason for providing labor payments. The rights to this type of pension are granted to those citizens in whose family there are disabled people or a person has died who has dependent on everyone else. At the same time, children have a special priority in such collateral, and therefore, they are accrued cash without any additional documents.
Social benefits, pensions
This category includes the periodic accrual of funds for disabled citizens who, for one reason or another, cannot apply for labor security. The size of the social pension is established by the current legislation and depends on the size of the required living wage. Thus, the citizens of the country who need constant current income, but do not have sufficient work experience, will be provided with the above payments. From all that has been said, it can be concluded that social pension is a form of state support. As mentioned earlier, the above payments do not have any connection with labor activity, as well as any of its socially useful categories. Consequently, the social supplement to retirement has some characteristic features. Next, issues related to the size, purpose and accrual rate will be considered. However, first things first.
Accrual procedure
To begin with, we will examine in more detail those categories of people who are entitled to a social pension. These are, first of all, men and women over 65 and 60 years old, respectively, whose working life is less than five years. Also on the territory of the Russian Federation, support is provided to people of general retirement age, who belong to the so-called small peoples of the North. Both of the above criteria are assigned to the category "Social retirement pension." As in the labor type of payments, there are accruals for disability. Regarding this category, everything is simple. The right to a social pension is granted to children with disabilities, as well as persons who have registered disability of a group who do not have professional experience. State accruals are also made to families that have lost their breadwinner. This variety includes children under the age of majority, as well as students who receive higher or secondary special education in full-time education, under the age of 23 years.
Important criterion
In the event that a person determines the social supplement for retirement according to the second or third of the above criteria, it is necessary to take into account several more features. If the deceased breadwinner or a disabled person has at least one day of work experience, then it is possible to ensure that the state accrues labor payments. The size of the social pension in this development of events can be calculated using special formulas and programs. Payments will be made in the territorial departments, and the list of documents required for this may have some differences depending on what kind of security the applicant applies for.
Assignment of social pension
As mentioned earlier, such payments are a type of state charges, which are designed to provide some funds to people in need and having different reasons for this. The main and most important task pursued by the above measures is to provide support for the material nature of a group of citizens who do not have guaranteed sources of income.
Payout calculation
Due to the fact that the social pension is additional money, the amount issued by the state will be calculated by the relevant services. As you know, the minimum amount of payments considered is in direct proportion to the approved cost of living. It should be noted that the latter is updated every quarter by government services. In addition, indexation is carried out annually. Thus, a social pension is a value that takes into account the country's economic situation, for example, the inflation rate and other important parameters.
List of documents
Consider the procedure for applying for a pension. First you need to submit an application stating the reason for receiving payments. This document is sent to the district or city office for labor and social protection of the population at the place of residence of the applicant. The entire package of necessary documents can be submitted by a person relying in his actions on a notarized power of attorney. It should be noted that the latter should characterize all the activity associated with the process of obtaining a social pension: submitting the required papers, collecting the missing data, and also issuing the appropriate certificate.
According to the provisions of the current legislation, the following documents should be attached to the application (depending, of course, on the category for which the applicant applies): a medical report indicating the degree to which health is lost from a specialized healthcare institution; certificate from the registry office about the loss of the breadwinner of the family or any other document confirming the status of the missing person (this category may also require birth certificates of minor children); papers certifying the rights of the applicant for an increase in the amount of the pension. In addition, the applicant must provide, regardless of the category of security, a document that confirms his identity, age, citizenship and place of residence.
Material Payments
So, how do you know the amount of eligible social benefits? Currently, standards have been developed according to which for each category there are certain amounts of charges. Therefore, such values are fixed, and there is no need to perform long and sometimes complex calculations to find the desired value. It is important to note that the size of the social pension will depend on the category of the future recipient. Additional monthly payments are also provided for the described groups of citizens, the amount of which is similarly determined by the state. For residents of the country located in regional settlements, a corrective
regional coefficient is provided
, which must be taken into account in the calculations.
Where can I get the relying on cash?
Payment of social benefits and pensions can be made in two ways. According to the first, the transferred funds can be obtained at the post office at the place of registration. For each such institution, a schedule for the payment of pensions and benefits is approved, therefore, it is necessary to adhere strictly to the schedule and arrive at a specific place and time. If the recipient has his own account in any bank, then funds may be credited to him.
The transfer of the required amount is carried out by the relevant bodies for labor, social protection and employment of citizens on the basis of the application of the recipient. Pension is transferred to the account of an individual through a bank unit, which is located within the area of residence of the person who applied. In addition, it should be noted that the amount of payments accrues income in a certain form offered by a banking institution (for example, in percent).