A traffic accident notice, a sample of which we will consider in the article, is filled in the event of a traffic accident at the scene of the incident. It displays the full picture of the accident. The content of the document is very important. Indeed, on its basis, the insurance company will make a decision on payment to the injured party. Therefore, the driver must know how to fill out a traffic accident notice. If the data is displayed incorrectly or ambiguously, the insurance payment will be under a big question mark.
When to fill out a notice
If in an accident, you or another participant in an accident are in a hurry and do not want to call the traffic police inspector, fill out a notice about the accident. A sample of it can be found in our article, as well as at any traffic police post. But not every traffic accident can be documented in this way.
The accident insurance notice is filled out without a traffic police officer in such cases:
- the accident involved two or more cars;
- all participants in the incident have an insurance policy (non-expired);
- during an accident, people were not injured and did not die;
- the participants agree with each other on all the circumstances of the incident (the notice is signed by all participants in the accident twice).
In addition, it is important that the accident is of a minor nature, because OSAGO payments have limits. The maximum insurance payment today is 50,000 rubles, and for Moscow and St. Petersburg - 400,000 rubles.
Therefore, if the accident allegedly caused higher damage than provided by CTP, you should call the traffic police. This is even more necessary if there are victims as a result of the accident. Then the case will not be the administrative nature of the offense, as usual, but be considered as a crime for which the perpetrator will have to bear criminal liability.
Form - accident report: sample
When concluding a compulsory motor third party liability insurance contract, a notice form is issued to the company. The driver is always better to carry several copies. You can also print the form yourself.
If you did not have it with you in the event of an accident, you can take advantage of what the other participant has. It doesn’t matter if he is insured in another company. In any case, the insurance company is obliged to accept it. However, it should be noted that the document must be in proper form. This means that it is not allowed any attritions and even more tears. It consists of the front and back sides.
Front side
A carbon copy is located on the back of the front of the document. One part is given to one participant in an accident, and the other to another.
The following information is displayed on the front side:
- time, date and coordinates of what happened;
- the scene is described with the names of nearby streets, and the road with directions;
- information about the insurer, insurance policy;
- place of impact, as well as all damage on one and the other car;
- Name, address of the car owner and brand of his car;
- circumstances and accident pattern.
If the inspector of traffic police was called, it is additionally indicated:
- number of his badge;
- data on medical examination.
A police officer (senior officer) must sign the notice and indicate his details, including name, rank and position.
After it was possible to fill out a notice of an accident from the front, the sheets are torn, and each participant in the incident signs on his own and other copies.
back side
Thus, identical information is obtained on the front side. But each driver fills the reverse himself. Here are described:
- information about who drove the car during the accident;
- with the participation of more than two cars, all of them are indicated;
- other information or notes may also be entered.
If the description of the incident does not have enough space on the form, you can continue to report a traffic accident. A sample, in this case, is not needed, since any blank sheet of paper is taken and the missing information is described. At the same time, a note is made on the document itself that it is supplemented by the corresponding application.
General recommendations
If traffic police officers are called to the scene, it is best to fill out a document before their arrival. Drafts should not be done, unless you had to correct the text. In this case, you have to rewrite everything.
In addition, the correct filling of the accident report requires the use of only a ballpoint pen (gel or pencil are not allowed - the pen may leak and the pencil may be erased or not printed on a carbon copy). Both one and the other are equivalent. Therefore, it does not matter who has the original.
The participation of more than two cars
If as a result of an accident several cars were damaged, a notice of an accident is also compiled, the filling pattern of which remains the same. But there are more of them. For example, if three cars in a row collide, then the driver of the car in the middle will have to make 2 notifications: one is filled with the driver of the car in front, and the other with the participant whose motor vehicle was behind.
However, on the reverse side, regardless of who compiled the notice, it is necessary to indicate all the participants in the traffic accident.
Traffic Accident Notice: Item Fill Pattern
Let us dwell on several points on the front side of the document.
- Clause 14 indicates malfunctions that are visible. It is important to describe all scratches, cracks and chips as concretely as possible.
- In paragraph 16 describe the circumstances that led to the accident. Here it is necessary to note the necessary graphs, not confusing in concepts. So, parking and stopping are not the same thing as a forced stop at a traffic light.
- In clause 15, the information in clause 16 is supplemented or specified, or other information is entered.
- In paragraph 17 draw a diagram of an accident. It needs to reflect the road and its direction, nearby streets (with the name), fixed objects, traffic signs, traffic lights, if there was one, its light and the like.
- In paragraph 18, drivers affix their signatures. This is a very important column. Both drivers must sign and confirm that they agree with all the data specified in the notice. Moreover, no notes like "I partially admit my guilt" are not allowed. In this case, you should call the inspector of traffic police. This will have to be done if another participant in the accident refused to sign the document at all.
Mistakes
Since it is necessary to fill out the accident report right at the scene after the accident, sometimes drivers make mistakes both because of ignorance and because of stress. Consider the most typical of them:
- Be sure to pay attention to the duration of the insurance contract of another participant. Also indicate your full, even if part of the insurance premium has not yet been paid.
- Corrections should not be. In addition, after signing the notice, the participants are not entitled to enter any additional information there.
- Clause 13 does not describe damage, but rather indicates the location of the initial impact.
Frequently Asked Questions
The rules describe how to act in certain situations. But in real conditions, road accident participants sometimes do not know what to do.
For example, the driver does not understand what he should do if another participant in an accident refuses to fill out a notice. In this case, the document is one driver, which indicates the data about another car that he has. In the paragraph "Comments" the corresponding mark is made. If it was possible to attract witnesses to the accident, then their data also needs to be recorded. At the same time, it is necessary to call the traffic police and wait for the registration of an accident with their help.
If one driver does not have a form, then you can use the document of another participant in the accident.
The person responsible for the accident sometimes does not know if he should send a notice to his insurance company. The answer here is unequivocal: yes, it should. Both one and the other driver send documents to their insurers within 15 days from the moment of the accident.
It is virtually impossible to get insurance benefits if the accident report is incorrectly completed. Just in case, you can simply print the sample and carry along with the forms of documents. If the accident is fatal, then the accident report does not need to be filled out.
Conclusion
The example of a traffic accident notice that we presented in the article will tell you how to fill out the document correctly. There is nothing complicated about it. You just need to be as careful and accurate as possible.