Paperwork for a newborn is an important process. In Russia, they devote a lot of time to him. If parents do not worry about the production of certain papers in time, certain problems await the baby. What documents are needed to issue a policy for a newborn? Is this paper really necessary? What does she give? Where to get it? To understand all of this will be further. To understand the rules established in Russia is actually not as difficult as it seems.
What is a compulsory medical insurance policy?
To begin with, you should generally understand what is at stake. What is an insurance policy? Do citizens really need it?
In Russia, the population can receive free medical care. He needs to have medical insurance. MHI policy is a document that gives citizens of any age a guarantee of free treatment in state and even some private medical institutions.
Accordingly, without this paper, only paid services are rendered. The MHI insurance policy is a small sheet on which information about the owner is indicated, as well as the number of his insurance account (assigned when applying to one or another authority with a statement).
Who can get
Who is entitled to receive a medical policy in Russia? This question worries those who first arrived in the country. After all, the bulk of the population is aware of this information.
Now among the recipients of the MHI policy, the following individuals can be distinguished:
- adult citizens of the Russian Federation;
- children;
- Foreign citizens.
It turns out that almost anyone has the right to receive this document. Only in the case of foreigners will have to work hard. For them, documents for registration and conditions are somewhat difficult.
Where to go
Where can I get a policy? Another important point worthy of the attention of the population. Understanding this topic is not so difficult. Citizens are offered several options for the development of events. But the main advantage of obtaining a policy is the actual freedom of choice of the organization, which you will need to apply with the appropriate request.
All citizens have the full right to apply for the study document (including newborns) in the following places:
- in educational organizations (almost never occurs in practice);
- in insurance companies;
- in multifunctional centers.
In practice, most often the population turns to insurance companies. It is in such organizations that the idea is very quickly realized. Therefore, it is first recommended to decide which insurance company is most interested in the services.
Does a newborn need a policy
Some parents doubt the need for a medical policy for the baby. Is this document really needed? In general, as practice shows, you cannot live in Russia without him. More precisely, it is very difficult to do.
A policy for a newborn is one of the most important documents. It must be issued without fail. You can do, for example, without a passport. But the compulsory medical insurance policy should be. Why?
Without this document, a newborn will not be able to receive free medical care. Also, it will not be possible to attach it for observation to one or another children's clinic. Accordingly, the district doctor will not visit the baby at home, as well as on call. No free medical care is provided to a child without a medical policy. Everything is only on a paid basis, and even then not in all organizations.
It turns out that a newborn needs a medical policy. If parents plan to only monitor the child’s health for a fee, you can take the time to fill out this document. But you should not forget about him. No one knows when and in which organization the MHI policy will be required.
Time limits
Almost every document has its own time limits for ordering. If you do not meet the deadlines established by law, you will have to bear administrative punishment. Simply put, pay a fine. Is there any time frame for a child to get a medical policy?
Here, the opinions of the population are shared. Someone says that such restrictions exist. Only one month from the moment of the birth of the baby is allotted for registration. And some point to the real absence of any time limits in this matter. Who to believe?
To a greater extent, trust should be caused by the second category of persons. As practice shows, legislatively issuing a medical policy has no restrictions. You can submit the relevant documents in a month, and in a year. There will be no fine, or any other punishments.
Indeed, parents are not limited in time. But among the people go unofficially established rules. In order for the newborn to not have problems with medical care, it is recommended to take up the compulsory medical insurance policy within a month from the moment the baby is born. So the document will be prepared by the time of the first independent visit to the state children's clinic.
Not right away
An insurance policy for a newborn is important. But you should know one more fact: when you contact the insurance company, you will not immediately receive the document you are studying. It is made approximately 2-3 weeks, sometimes a month. But this does not mean that the child will not be able to receive free medical care.
Instead of a permanent MHI policy, a temporary document will be issued to citizens when applying. It is valid for about 2 weeks. And it allows you to replace a permanent medical policy. Usually, by the time the temporary paper expires, the constant is ready.
The temporary policy looks like a certificate from an insurance company. It indicates the data on the recipient (in this case, the newborn), as well as the validity period of the document. The side of the seal of the institution in which the certificate is issued. The temporary policy is now either laminated, or placed in a special protective file. Upon receipt of a permanent document can be destroyed previously issued. Or keep it as a keepsake.
Statement
But now you can find out what documents are needed to issue a policy to a newborn, and where to get them. The first thing that is required is a standard form statement. Thinking about it in advance is not necessary. After all, it is filled, as a rule, on a computer, in an insurance company. Then it is printed out and given to the parents for signature.
By the way, it is the legal representatives of the newborn who must draw up the application of the established form for receiving the MHI policy for the child. The main thing is that you do not have to worry about this item in the general list of securities in advance. It is much more interesting to learn about the rest of the documents. There are not as many as it seems.
Birth certificate
What documents will be required for a newborn in the first place? The main paper, which cannot be dispensed with at all, is a birth certificate. Only the original must be provided. It does not climb, just the information about the name and parents is checked.
You can get a birth certificate only at the registry office. The production of this paper is given a month from the moment a child is born. Contact is required in the department of registration of newborns. There, parents write a statement of the established form, after which they attach a marriage certificate, as well as identification cards and an extract from the hospital. A few minutes of waiting - and confirmation of the baby’s name on hand!
Parent ID
What other documents are required for a newborn to apply for a policy? With the following paper there are no problems at all. After all, we are talking about the identity of one of the parents. The one who will act as the applicant when contacting the insurance company.
If at the time of registration of the passport the parents are exchanged, it is recommended to wait. After all, there are no fundamental restrictions on the manufacture of the compulsory medical insurance policy. Only the original passport must be presented. Copies in insurance companies do not accept, even certified by a notary. And it is worth knowing about it.
SNILS
But this is not all documents for a policy for a newborn. Recent innovations in Russian law have given parents more trouble in making their first papers. The thing is that before the list of everything necessary for obtaining a policy of compulsory medical insurance ended. Now, compulsory SNILS are required from citizens. Without it, you can not go to an insurance company - a policy cannot be ordered for a child.
To take SNILS, you must write a statement of the established form in the FIU. To do this, one of the parents of the newborn must come to this organization and present his identity card, as well as the birth certificate of the baby. Then, either immediately or after a few days, SNILS will be issued to the legal representatives of the child.
In practice, many parents try to contact the FIU immediately after receiving the birth certificate of the newborn. But even in the registry office recommend doing this only after 7-10 days. So information about the registered citizen will be transferred to the Pension Fund. And there will be no problems with obtaining SNILS.
Do I need a residence permit
Many people wonder if documents confirming the registration of the child are needed in order to receive the MHI policy. In general, these papers will not be superfluous. But they are not included in the mandatory documents for issuing a policy to a newborn.
Therefore, it will be enough just to tell the address of the registration of the baby. The one that is planned. Nothing more is needed from the parents of the newborn. After applying for the policy, the original of the studied paper can be picked up from the insurance company. In fact, everything is not as difficult as it seems. Obligatory medical insurance policy for a newborn in Russia will not be difficult if you prepare in advance.