The fourth child in the family is an event for which not all parents are ready. People are afraid of financial difficulties, which inevitably arise due to increased costs, in addition, most believe that three children are more than enough. Some of them are limited at all to the birth of one or two children, since the costs of food, clothing, medical care and education are very high.
But if the family decides on such a replenishment, then the question arises for mom and dad about what they give for their fourth child. After all, our state actively supports the desire of citizens to give birth to more children.
Features of demographic policy
The birth rate in our country is lower than the mortality rate. This means that a natural population decline is gradually going on - several hundred thousand people a year. Although this is not so noticeable in the general numbers of numbers, since the influx of migrants is taken into account. And this despite the active state policy in the field of increasing the birth rate.
Today, there are many state, regional and regional programs to support not only large families, but also parents with 1-2 children. They affect almost all spheres of human life - work, finances, education, leisure, etc. All of them are quite difficult to list, moreover, they vary from region to region. But the main list is worth a walk.
Nature of deductions
Payments for the fourth child, as well as for any previous or subsequent, can be of two varieties:
- One-time benefits.
- Regular payouts.
- Compensation (they are accrued in cases where money for certain purposes has already been spent, but some of them can be returned).
In addition, financial support can go through federal laws or local programs to improve the demographic situation. Now consider each type of payment separately.
Federal lump sum benefits
To date, the following one-time payments are provided at the birth of the fourth child:
- Maternity allowance. It is equal to 100% of wages for 140 days of sick leave - 70 days before childbirth and the same number of days after. It is issued in one amount after the delivery of a disability certificate at the place of work. With multiple pregnancy and in case of complications, the term of the sick-list may be increased. This payment can be received by all officially employed women, military personnel and full-time students.
- One-time allowance at birth or adoption. It is paid for each born baby, regardless of how the account was born. Size - 16,759.09 rubles. The income of the parents does not matter. In some cases, during adoption (children with disabilities, at the same time sisters and brothers, or children over 7 years old), the payment can reach 128 053, 08 rubles. Drawn up at the place of work of one of the parents.
- Payment for registration in the antenatal clinic. If a pregnant woman applies for registration earlier than the 12th obstetric week, then she will be paid an additional 628, 47 rubles. This is due to the need for the first screening for a period of 11-13 weeks.
- Maternal capital. He is paid for a second or any subsequent child. We will talk about it in more detail a little further.
These are all federal level payments.
Regular payments from the state
Now let's see what they give for the fourth child on a regular basis. Every month, mom or dad will receive:
- Childcare allowance. He is drawn up for himself at the place of work by one of the parents who will be on maternity leave to care for the baby. The allowance is paid until the child reaches the age of one and a half years. Size - 40% of the average monthly wage calculated over the past two years. This type of payment has a minimum restrictive bar. For it, women who have worked or are officially unemployed receive benefits. For the second, third and fourth child in the family, as well as for all subsequent ones, the amount of the benefit is 6284 rubles.
- If the parent needs additional leave from 1.5 to 3 years, then he is entitled to additional monthly payments.
Since 2018, a new program has been operating in Russia, according to which the monthly childcare allowance paid up to one and a half years should be equal to the minimum living wage in the region. Unfortunately, such an allowance for the fourth child is not paid, since the program is designed for families who first acquired offspring.
Maternal capital
Maternity capital is the most significant financial support from the state today. Can I get it for my fourth child in the family? Yes you can. But only on condition that they have not been used before, for example, at the birth of a second or third child.
The amount of maternity capital in 2018 is 453,026 rubles. And this amount is very significant, since it is enough for 1/3 or 1/4 of the amount necessary to purchase a standard kopeck piece in small regional cities. In regional centers, where housing prices are much higher, the contribution is not so significant. But it may be enough for a down payment on mortgage lending.
In 2018, maternity capital can be partially cashed out - to issue an additional allowance of up to 1.5 years, not exceeding the amount of the subsistence level in the region, or pay for the services of preschool institutions. Also, large families were allowed to take a lump sum payment of maternity capital in the amount of 20,000 rubles.
The main purpose of this financial support is to improve housing conditions, pay for the education of children, or increase the funded part of the pension for the mother.
Initially, the amount of maternity capital was 250,000 rubles. Today, taking into account all indexations and allowances, 453,026 rubles, and this figure will not change until 2020. You can use maternity capital when a child reaches the age of three years.
Privileges
Benefits at birth for 4 children are the same as for other large families. Here are the main ones:
- Tax deduction. The amount not taxed starting from the third child is 3000 rubles. for every minor. For adults, you can receive a deduction only if they receive higher education and before reaching the age of 24 years. If one of the spouses is dead or missing, the deduction is drawn up in double size.
- Mortgage subsidy. This is a new program, effective from January 1, 2018. According to it, large families can take or pay off existing mortgage debt at a reduced rate of 6%.
- Provision of free land. It is issued if a third baby is born in the family. To obtain a land allotment of 6-15 acres, it is necessary that the parents are married (full families), have a residence permit in the corresponding region for at least 5 years, have no other plots and are citizens of the Russian Federation (all family members).
Compensation
When a fourth child is born in a family, parents can receive various compensations for money spent on specific purposes. Guaranteed federal compensation for large families is a 30% reimbursement of housing and communal services expenses.
The procedure for obtaining compensation is as follows: it is necessary to pay utilities in the amount of 100%, after which a refund is made through social protection bodies. You must apply for this benefit every six months.
There are also various regional programs that provide for a partial refund of money spent on education, treatment, recreation, etc. You can find out about them in the social protection authorities.
Regional Payments
The list of payments and benefits by region for the fourth child in the family varies depending on the specific city or region. For example, in Moscow there is a “Luzhkovskaya” payment to young families - 150,000 for the birth of a baby. The approximate list of all sorts of allowances and benefits is as follows:
- home phone payment compensation;
- compensation for one set of clothes for each child attending a general education institution;
- free medicines - according to the appropriate prescription from the doctor;
- provision of bedding - one set per newborn;
- free travel by city and suburban transport, in trains - partial payment;
- exemption from payment of garbage collection services for all children;
- free tutorials;
- free school meals;
- free admission to local museums or at a 50% discount;
- compensation for payment for a preschool institution - up to 100%;
- Free rest for all children in a sanatorium or summer camp.
Also in many areas there are regional maternity capital programs, which can be obtained in addition to the federal one.
How to get the
All benefits and benefits for the fourth child can be obtained if the family receives the status of a large. In most regions of Russia, it can be issued after the birth of the third child, and it will remain until the family has at least three minor children. When you move to another region, the status of a large family must be obtained again.
To do this, you must contact social security at the place of registration. Maternity capital is drawn up at the Pension Fund of the Russian Federation, maternity payments and childcare benefits at the place of work. Regarding the payment of the remaining benefits, benefits and compensations, it is necessary to contact the social protection authorities.