The microcredit market in recent years has grown several times. This is because in order to obtain the necessary package of services in the field of lending, you do not need to stand in line at banks or fill out a large amount of documents. Such requirements are put forward to customers mainly by large financial institutions, which is not profitable if money is needed urgently. Modern services are moving to online service. This suggests that microfinance companies provide their customers with the minimum package of documents to obtain the necessary list of financial services for lending. Such a company, which today attracts the attention of many citizens who shop online, is Revo Plus.
It appeared on the market recently, but thanks to a new system for processing applications and providing loan services, it quickly became popular. Reviews about Revo Plus from customers are mostly positive. Users do not need to contact specific representative offices of financial institutions in order to fill out a large set of papers in order to further receive a small loan. To simplify this procedure, all actions are carried out through the mobile application or the official website. You can issue a new card from the company in just one minute.
At the same time, small limits apply. The system, according to customers, is much different from that used in standard microfinance organizations. It is also noteworthy that in order to obtain the necessary financial services there is no need to confirm your own income or provide specific documents on wages. All actions are carried out through systems that were developed specifically for the microfinance company. Client evaluation and processing of incoming applications are handled by special software installed on the organization’s server.
Online Map Overview
Reviews about Revo Plus from customers as well as company employees are mostly positive. As the employees themselves note, the organization seeks to actively develop representative offices in various regions. This is achieved through centers that process the information of incoming applications, as well as contact customers and discuss all the necessary issues related to obtaining a loan or repaying it. The main staff of the company is technical support and operators. They remotely serve customers through software on the user's smartphone or through a personal account on the official website, and also monitor transfers and refunds.
Revo Plus installment reviews from customers are mostly positive. According to users, it takes 1 minute to issue a card. At the same time, it is tied to a mobile phone number, after which a special online account is generated, to which credit funds are received. It is also required for a refund. Through popular banking services, customers can deposit the required amount without commissions and overpayments. The amount is credited instantly. A distinctive feature of the company is that it represents a virtual market segment. This means that the main partners of this company, representing installments and types of microloans for up to six months, are online stores and other online services.
In this case, the company takes all the costs of servicing accounts that are in the virtual segment of the market. For SMS informing, maintaining a personal account, as well as the transfer and crediting of commissions from the user is not charged.
The client can immediately take the amount from 5 to 15 thousand rubles. All that is required is to send an SMS to the specified phone number, after which a response code will come containing a link to download the necessary software for the mobile platform. All payments and operations related to cash are protected by special encryption algorithms. If the client cannot repay the installment plan by the due date, the interest rate on the current loan will be 30% per annum.
Work through the site
Reviews about “Revo Plus” also speak positively about the convenience of using the site. As users themselves note, the space inside the portal is divided into separate blocks in which all the necessary information is presented. At the same time, there is no large amount of advertising and other unnecessary information that is overloaded into the system and does not allow normal use of the service. In order to improve the quality of customer service, the company allocated a separate place for users in your personal account. This allows you to use your mobile phone number after registration to access your data for a microloan. It is also possible to connect bonus and service programs through partner companies that cooperate with a microfinance organization in terms of settlements with customers.
Reviews about payment by Revo Plus parts in terms of service speed are also positive. The company's specialists provide support to their customers around the clock, regardless of the time zone or location of the subscriber. For all necessary questions, you can contact the support service numbers indicated on the website. It is worth paying attention that it will be possible to get access to your personal account, as well as get small loans ranging in size from 5 to 15 thousand rubles, if the user is over 18 years old. At the same time, his mobile phone number should be tied to passport data. You can’t get a loan to someone else’s phone numbers.
The company cooperates with many online stores, which allows you to purchase various goods and services in any city in the country profitably or even at great discounts. The service provides the ability to download your own software, which is used on mobile platforms from Google and Apple. You can also issue and register an online card that is linked to a mobile phone number through the downloaded and installed application.
General principle of action
Customers also leave feedback on “Revo Plus” in terms of the general principle of the portal. All that a user needs to know is how to register in order to receive a personal online card with an account number. It is noteworthy that recently, many large online stores, including ones such as Detsky Mir and Lamoda, offer to draw up a card on their own using special bonus codes that are valid on the sites. This allows the customer to immediately make a purchase on credit using this service. The term for consideration of the application will be no more than 1 minute. After this, the person who issued the card can safely pay with it and purchase goods on credit in the amount of up to 15 thousand rubles.
Feedback on the payment to Revo Plus of customers and debtors also suggests that the service supports almost all possible systems for crediting funds in order to pay off the resulting debt. In this case, full synchronization with the programs.
A system of searching for new customers for their stores is necessary for concluding an agreement on the provision of an installment card and purchasing goods on credit. After that, special services appear on partner sites that offer to purchase goods on credit at a set percentage or in full.
The uniqueness of the program from Revo Plus lies in the fact that it is not a simple microfinance card, but a complete installment system. It allows its customers to purchase goods and services not only in the online space, but also in stores with a possible system of interest-free lending for a period of 3 to 6 months. This means that the client, purchasing goods on credit, will pay only its value without commissions and interest. If the payment deadlines are violated, in the future, an interest rate of 30% per annum will apply.
How is a purchase made?
Reviews about Revo plus on Lamoda from customers who used this service are positive. First of all, they highlight the moment that when choosing a product in a popular online store, it is immediately proposed to issue it on credit. It is quite convenient and simple, especially considering the fact that the company offers favorable conditions. As a result, the client can pay without overpayments in a short time and at the same time even save money. The official website of the microfinance organization provides a complete list of all partners who offer to use the services of this virtual card and purchase goods in installments, as well as big discounts.
In order to make a purchase, you must first send an SMS or download the application. In response, a registration code will come, where the user must enter brief information about himself. Next, the system will form in one minute a new virtual card, tying it to the specified phone number of the owner. After that, you can immediately return to the online store in order to select the goods that you need to purchase on this installment card. In the end, you will need to indicate the details of your credit account in order to activate the application and buy the goods through a loan.
Information on new loans and their repayment periods will appear in your personal account. The application also has the ability to synchronize with other software from major banks and payment systems. This makes it possible to set auto payments so that when money is received on the user's debit cards, they can be immediately transferred to repay the loan amount to the virtual card of the microfinance organization. The mobile application will also display all the information about the settlement system, as well as the ways by which you can pay off the online loan in a short time. Moreover, the commission for crediting funds is completely absent, regardless of which bank or payment system was used.
Store Categories
Reviews about “Revo Plus” on “Lamode” and other sites are often confirmed in social networks. They mainly say that this microfinance organization offers favorable conditions for the purchase of goods not only in terms of installments, but also existing shares and discounts on a specific product category. On the official website of the company you can find information about which stores the organization is currently cooperating with and what are the favorable conditions for purchasing goods by installments. A large selection of stores allows the customer to easily order goods and receive them in any region in the country.
According to the founders, the main purpose for which they created this microfinance organization is, first of all, cooperation with large online stores, popular among users of different ages. Integration of services today allows MFIs through a payment system in the online stores themselves to make payments using a virtual credit card tied to a phone number. In this case, there is even no need to look for a specific store. In order to find the desired category of goods, just go to your personal account or mobile application from MFIs and select the necessary service in the catalog. Next, the most profitable offers that operate in the network of online stores will appear.
Customer reviews of Revo Plus are also noted by the fact that there are no hidden fees or commissions in the calculations. On holidays, in the mobile application you can find many interesting and profitable offers regarding the purchase of goods by installments or credit. In this case, the maximum term of use of the loan will be up to 6 months. Further, the interest rate established by the terms of the contract is valid. In order to reduce it, it is necessary to participate in various shares of the company, as well as timely repay previously taken loans.
Payment by installments
Reviews about Revo Plus on Lamoda from customers are duplicated on many Internet portals that are dedicated to lending and the provision of microfinance services. On the site you can find information on how to pay off installments or pay for goods. The service actively cooperates with all large organizations that allow settlements and transfers of funds through virtual transactions. As many experts note, the portal is convenient for those who work in the online space. At the same time, MFIs fully comply with the requirements established by law in the field of microcredit for individuals.
This card can be calculated not only in the online space. The virtual format of the account allows its user to carry out settlements with any store that has cash desks and accounting equipment that allows you to scan barcodes. All you need to do is display a virtual credit card from an MFI on the screen of your smartphone and provide it for scanning as payment at the cash desk in a store or in a shopping center. After scanning, the information will go to the server of the microfinance organization and the necessary amount of funds will be automatically allocated within a few seconds.
The Revo Plus virtual card, like the classic debit card from the bank, has a combination of numbers in the account, as well as a fixed period of use. Through it, you can not only pay for purchases and services in the virtual space, but also pay in real institutions, as well as additionally store funds. If necessary, in your personal account you can set the conditions under which a certain amount credited to the card will be recorded and used in accordance with the instructions of the user.
Program benefits
Reviews of the “Revo Plus” on “Lamode” also highlight a number of advantages. The microcredit system allows you to constantly use this tool in order to solve small financial problems when there is not enough money for a particular product. In this case, there is no need to constantly apply and fill out applications for credit funds. All that is needed is to simply activate the barcode on the screen for calculation or indicate the number of the virtual card when paying for purchases in online stores.
Reviews of payment by Revo Plus parts at Lamode also indicate a profitable system for quickly crediting funds and transferring them when settling with various organizations. In order to get the required amount, you need only one single document. This is the passport of a citizen who is going to issue a microloan, as well as a mobile phone number. It must be registered with the client. For active users, as many clients note, a large credit limit is allocated in the amount of up to 300 thousand rubles.
At the same time, all credit operations will require only a mobile phone, on which the official application will be installed. A profitable system is also because registration, card service and accounts are free. When registering goods through an online purchase in your account, various bonuses and promotions are immediately offered that can significantly reduce the cost of the goods. With an extended limit, an installment plan is valid in the form of installments for a period of 3 to 12 months. In this case, the repayment amount is divided into equal parts.
Customer reviews
About the Revo Plus card, customer reviews can be found on large Internet portals and communities. All users say that the service, unlike many other financial organizations, offers modern conditions for services, as well as favorable interest rates and the functions of providing installments for specific types of goods and services. It is noteworthy that the company does not offer any hidden commissions and payments, but rather, on the contrary, seeks to retain its customers by providing constant promotions, discounts and bonuses for making settlements in online space or in real stores, as well as in bars and restaurants.
Feedback from debtors "Revo Plus" is also positive. Such clients say that even in a difficult situation where it is not possible to repay the current installment plan on time, a new credit limit is opened, during which the interest rate is accrued on the remaining part of the unpaid amount. , .
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Employee Reviews
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For shops, there are also interesting and advantageous offers. If you study the reviews about payment by parts of “Revo Plus” at “Lamode”, you will notice an interesting trend, which concerns permanent and current promotions between various online stores and MFIs. All this is explained by the fact that the company provides favorable individual conditions for cooperation with various portals that sell their services or goods on the network.
There are also many reviews of “Revo Plus” in the “Children's World”. Like Lamoda, it is one of the largest customers of services in this microfinance organization. The companies have been cooperating for several years and during this time tens of thousands of customers have been attracted to the children's goods sales network. As a result, microfinance organizations get new customers who purchase partners' products on credit, while online stores themselves receive revenue growth and expand their customer base.
Specialist Jobs
The reviews about the Revo Plus online card are also positive because the whole system works thanks to responsible and competent employees who are at any time ready to advise and help the client if necessary. On the official website of the company you can find all the necessary information about what conditions apply for employment.
At the moment, the company is actively expanding its network throughout the country and creating new representative offices. For this, MFIs need young professionals who are ready to work in an active and developing young organization. Employee reviews about Revo Plus report that most of them got a job just by visiting the official website. In the indicated section about vacancies it was necessary to leave a request and attach a resume. Within a few days, current employees received answers and an office was invited for a further interview and conclusion of an employment agreement.
Output
Payment by installments "Revo Plus" is a modern and profitable product in the field of microcredit, which can compete with well-established players in the market of financial organizations. Modern solutions in the form of a complete transfer of operations to the online space, the creation of a virtual payment card enables customers to make profitable purchases with a limit of up to 15 thousand rubles anywhere, wherever they are. For customers who actively use these financial products, the limit will be 300 thousand rubles.
Feedback on payment of installments "Revo Plus" suggests that you can repay the previously taken loans for the purchase of goods and services through any payment service. Moreover, the commission for the operation is completely absent. Workers also respond positively to the service and say that this microfinance organization is a young and growing industry that helps citizens buy goods and at the same time expands its market segment through new contracts with various online stores.