What qualities should a modern person have? Should he be thrifty? What is frugality, how does it differ from other qualities, how to manage it? You can find out more about this in the article.
What is thrift?
The word “protect” appeared in the time of ancient Russia, has the same root as in the word “coast”. It means to shore. Protect, hide, take care.
The value of frugality cannot be overestimated, because in ancient times people believed in a goddess named Bereginya. It was believed that she protects the family and the earth from evil spirits and brings happiness to the house.
Hence: the word "frugality" means the quality of a person, which lies in his ability to carefully treat what he has. Also thrift is a competent expenditure of available. This is the preservation of material and spiritual wealth.
You need to understand that this quality applies not only to money, but also to other resources. For example: if you turn off the light after leaving the room, you save electricity. If you wash in the shower rather than in the bath, you save water.
How not to confuse frugality with greed?
If you save and save pocket money for something special, refusing to go to the cinema and buy unnecessary things, then you are doing it right. But if your friend asked you to lend him money for the trip, and you refused because then you would have nothing to put in the piggy bank, then you are doing badly, because this is greed. No need to refuse to help friends and relatives if their requests are really serious.
Also, excessive frugality can turn into greed in relation to oneself. This can happen if you suddenly start saving on things that you can’t do without. For example: if you save on food and go hungry all day, you can earn health problems, which will have to spend much more than for lunch.
Thrift and prudence
These words are synonyms, but there is a slight difference between them. If thrift is just small savings and the rejection of various unnecessary expenses, then thrift is also a consideration of circumstances, the availability of a plan. A prudent person, as a rule, thinks about how he can save up and for what.
Good quality
Thrift used to be considered the lot of poor people, while the rich, on the contrary, did not spare money for anything. Now everything has changed, and in this capacity you can find many advantages.
Such as:
- proper handling of money;
- ability to save;
- the ability to value what you have (especially if it is bought with accumulated funds);
- the ability to determine what is more important to you at the moment;
- ability to manage your time;
- the opportunity to choose.
How to manage thrift?
How to learn to save, but not become greedy? Consider some tips that will teach you how to keep track of your expenses, but do not go too far with savings.
- Count your income (it can be pocket money, gift money, and more).
- Calculate your basic expenses (what you will definitely need to spend on, fare and lunch).
- Determine how much you have left.
- Decide how much you are willing to put aside in the piggy bank.
- Try to save the planned amount of money every time.
- Thrift is not giving up everything, sometimes you can buy what you want.
- Do not save if you are hungry or cold (it is better to buy food and get home by transport than to get sick).
- Tell your loved ones what you are saving for (most likely they will want to help you, and your piggy bank will fill up faster).
Thrift is not just a person’s quality, but a way of life. Thanks to him, you will be ready for any life circumstances, you will be able to manage your own savings and choose what to spend them on. To be thrifty is not difficult, but useful, and not only for the people themselves, but also for the planet as a whole.