A lot of problems for the population can bring a debt on rent. If a citizen is in arrears, he can be disconnected from certain utilities, as well as impose certain sanctions. Therefore, it is always important to pay on set receipts on time. But sometimes there are cases in which a citizen, intentionally or for reasons beyond his control, does not pay utility bills. Then a debt is formed.
How can I find out about him? How much under the law does a tenant have the right not to pay on bills issued? What features should every person know? Having understood all this, you can confidently talk about how dangerous the debt for the rent is dangerous.
What you need to check
Initially, it is important to understand what things and data can come in handy for checking debt data for a communal apartment. Not everyone knows about this feature.
In fact, to find out the debt on the rent and other bills issued to tenants for an apartment, you will need:
- Account number. It is written on the receipt in the "Account" section.
- Mobile or landline phone.
- Computer and internet connection.
- Receipts and payments for the apartment. They come monthly by mail.
- Details of the service organization. One that provides a specific service.
- Address of the apartment in question.
All this will be enough to get information about the debt by all possible methods. What tips and tricks will help bring the idea to life? What is needed to obtain information on debts for utilities and rent?
About statutes of limitations
It is important to realize that, like any debt, the situation under study has a so-called limitation period. This component is important for malicious defaulters for an apartment. The management company has the right to apply to the court in case of accumulation of a large debt to recover certain funds from citizens.
The debt on the rent has the same statute of limitations as most debts. He is 3 years old. This means that you can recover from the debtor only the amount that he owed over the past 36 months. And it was during this period that the Criminal Code was able to apply to the court with a corresponding lawsuit.
By receipt
Now we can talk about how a citizen can find out that he has formed a debt on rent for certain services. The first method is to study receipts received in the next month.
The fact is that in payments today full information about the state of the personal account is written. And if there is a debt at the time of receiving the next receipt for utilities, this will be said. You need to look at the column "Debt on ...".
Unfortunately, such a scenario does not allow us to determine with maximum accuracy how much a citizen owes. It indicates only the debt accumulated at the time of receipt of receipts. Therefore, it is recommended to use other verification methods.
By account number
The most common method of action is to obtain information about the state of the personal account of the apartment. A citizen (landlord or tenant) must go to the management company without fail. There he will be able to find out the debt on the rent in the personal account.
To bring the idea to life, you need:
- Take with you a passport and any document establishing the right to use the apartment.
- Go to the house management company.
- Contact an accounting employee. Tell him about your intentions and give the personal account number of the apartment.
- Get data on debts.
Typically, the owner will make a listing. This is a kind of personal account statement, where it will be written about what debt on the rent there is on the day of contacting the management company.
By the address
The next method is to find out the debt using the address of the apartment. The algorithm of actions is approximately the same as in the past case. A citizen must come to the Criminal Code and communicate his intentions. At the request of a person must provide all the information about the state of the personal account of the apartment.
The only difference is that the employee of the management company is not called the personal account number, but the address of the citizen. There is nothing difficult or special in the process.
Internet to help
This is exactly how it is proposed to clarify the debt on the rent. How to find out this information online? Is it possible to do this with a 100% probability?
Yes, today the population has the right to turn to specialized Internet services to obtain information on debts for utility bills. Not always, but a similar method takes place.
To implement this task, you need to follow some instructions. It looks something like this:
- Visit the site of the management company. You can open the page of the service organization that provides certain services.
- Find the item "Check account" or something like that. Different companies have different labels, but the general meaning remains clear and uniform.
- Enter information about the apartment and personal account number.
- Confirm the operation and look at the information issued by the system.
No more manipulations will be required. It is noted that it is best to work only with the official pages of certain companies. Third-party services are often fraudulent.
By phone
Rent debt can be found using the most ordinary phone. To do this, you just need to call the service that provides specific services, name the account number or address of the apartment and get the relevant information.
As practice shows, recently, employees are increasingly advised to use the Internet to check debts for utilities. By telephone, such information is provided without enthusiasm.
About payment
In any case, obtaining information about the state of the personal account of an apartment is not as difficult as it seems. After the citizen will be aware of the debt, it is necessary to pay bills and penalties. Not everyone understands how to act in such a case.
Suppose a citizen has a certain debt on a rent. How to repay it? You just need to pay a certain amount of money for certain services.
Today, debt repayment is carried out by the following methods:
- By paying the invoice. As already mentioned, in receipts they write a debt at one time or another.
- You can deposit funds through the cashier of any bank.
- Use an ATM or payment terminal. It is important to remember the details of a particular organization. It is advisable to have a receipt on payment.
- Transfer money using e-wallets.
- Replenish the personal account of the apartment through the use of Internet banking. For example, through Sberbank Online.
In other words, you just need to pay the bills, but taking into account the accrued interest. In just a few minutes, a citizen is able to learn about debts, and also pay off them.
conclusions
In fact, there are no difficulties in the task. The owner or tenant has the right to receive all information about the apartment in the management company. Failure to provide information is a violation of the law.
If you want to know the debt on the rent when buying an apartment, you need to ask the seller for an extract from BTI, as well as a copy of the statement of the personal account of the property. In practice, transactions with apartments with debt are not conducted.