Today, many parents are interested in how, to whom, and under what conditions, maternity capital for a third child is provided. In this article you will learn all the necessary information.
The concept of "maternal capital"?
Today, not all families decide to have a third child. However, those parents who want this can rely not only on themselves, but also on state aid. Maternity capital for a third child is a single material assistance to a family in the amount of 428,409 rubles. You can count on receiving it if you have not received such assistance before (for a second child).
A feature of such assistance is that its use is somewhat limited. Although in the event that you need to pay off a loan to buy a home, then you can apply these funds before the child turns 3 years old. Validity of capital is also limited. That is, it can be used until December 31, 2016.
Features of registration of payments
If you want to get maternity capital for a third child, you should collect the necessary package of papers. Registration is made in a pension fund. You can apply at your place of residence or where you actually stay. So you will need:
- Application for a certificate.
- Birth certificate and all children of the applicant. If the baby is adopted, you will need a court decision confirming this fact.
- Passport and a copy of the applicant with marks confirming the citizenship of the Russian Federation.
- SNILS (certificate of pension insurance) of the recipient of funds and children.
- If the parents of the baby are foreign nationals, then they must have a document that confirms the citizenship of the child.
- Certificate of marriage or divorce.
Maternity capital is drawn up for a third child within 1 month from the date of submission of the presented list of documents. I must say that the funds can not be obtained immediately, but only after the baby is 3 years old. However, in 2014, the law on the third child underwent some changes. For example, it became possible to receive a certain amount of the funds presented to repay a loan taken to build or buy a house.
What benefits can parents with many children have the right to expect?
Families who decide to have a third child are entitled to certain assistance from the state. In addition to payments, they are entitled to certain benefits:
- Lifetime provision of land.
- 50% discount on utilities. If it is not provided, then you can apply for a refund.
- The possibility of obtaining a certificate for housing with a 90% discount on the total price. In this case, certain conditions must be met. For example, at the time of receipt of the document, at least one of the parents must live in the Russian Federation for at least 12 years. In addition, the total working experience of both mothers and fathers is about 10 years.
- Providing children with prescription drugs free of charge until they reach adulthood.
- 50% discount on payments for higher education.
- Providing children with free health trips, hot meals in schools, textbooks, tickets to museums, theaters and other institutions.
- Also, benefits for the birth of a third child include the payment of scholarships at universities, as well as the possibility of obtaining a mortgage for 30 years without a down payment.
Who can be provided with maternity capital?
The legislation of the Russian Federation allows issuing assistance to such persons:
- Mother, father or adoptive parent, while the recipient must be a citizen of the Russian Federation.
- Guardians of the baby who are not subjects of the Russian Federation. However, this is permitted only if the mother is deprived of the right to receive capital due to the deprivation of her rights to the child or the commission of any unlawful actions against children. In addition, the right to receive funds is granted to the guardians, father or adoptive parent in the event of the death of the mother.
- A minor child if his parents were deprived of the right to receive capital.
Features of the use of capital
In some cases, payments for a third child may not be issued. For example, if the baby died during or shortly after birth. Also, those parents whose third child was born before 2007 have no right to receive maternity capital.
As for the use of the funds received, this can be done for this purpose:
- purchase or construction of housing;
- education by children;
- increase in the funded pension part of the mother.
You can’t apply the money received to repair an apartment, purchase materials for construction or household appliances, buy a car (although these issues are under consideration by regulatory authorities). In addition, it is not allowed to spend capital on medical treatment, tourist trips, or paying off any debts. It should also be noted that the amount indicated in the certificate is never issued in full in cash.
I must say that parents are entitled to use maternity capital only once. That is, if you have already been issued a certificate after the birth of the second baby, then you will not receive it anymore.
Important information
Payments at birth of a third child are exempt from tax. It is necessary to use the funds received taking into account the general interests of the family. For the money you receive, you can educate all your children. However, they must be under 25 years old.
If parents have lost the right to receive a certificate, then it passes to the child under the age of 18. It should be noted that a lost document can be quickly restored. To do this, you need to submit a corresponding application to the pension fund.
To receive the funds indicated in the certificate, it is necessary to present a passport proving your identity and citizenship. In some regions of the Russian Federation, the list of goals for which it is permitted to spend funds has been expanded. For example, with this money, parents can buy a car, spend it on expensive treatment or to restore the health of the baby. In the near future, the Russian government intends to slightly amend the law on the issuance of capital.