Sometimes a person finds himself in a difficult situation, and does not know where it is possible to intercept money to a salary. Some borrow from friends and acquaintances, others use credit cards and microloans. But there is another way to improve their financial situation - to sell gold jewelry.
Almost every house has old jewelry made of precious metals - bent earrings and brooches, broken chains, bracelets with a broken lock, etc. And they will help you quickly get money, because gold is always expensive.
In different places per gram of precious metal they offer a different price. Where is it profitable to turn in gold? It all depends on whether the seller wants to redeem his jewelry subsequently, and on what value the products sold have.
Pawnshop
It is worth handing over gold to a pawnshop only if a subsequent purchase of products is planned. This is due to the fact that here, as a rule, the lowest price is offered. In pawnshops, the average price per gram of gold will be slightly higher than half the price of the Central Bank. That is, if in official reports it is written that one gram of gold is sold for 2400 rubles, then in a pawnshop precious metals can be sold for 1200-1400 rubles.
If the product is sold completely, without redemption, then you should look for more profitable options where to turn in the gold. The final choice of a point of sale will depend on the value of the decoration and how quickly it needs to be implemented.
Buying up
Buying precious metals is a good option to get rid of scrap jewelry. Prices here are higher than in a pawnshop by 30-50%, while taking products without tags and samples. An on-site buyer analyzes and gives an opinion on the composition of the alloy.
They accept gold scrap in purchases starting from 375 samples and higher: the cleaner the metal, the more expensive the price.
However, at no point will they buy nuggets, sand, technical details made of gold, wire or details of dentures.
Do not bring jewelry with precious stones to the buyer. Almost no one wants to contact them, since they do not have their own stone appraisers. So the product will be taken only by weight of the metal, and the stone can either be presented or removed from the jewelry before sale.
Commission shop
Where to turn in gold expensive? If the jewelry is whole and has no defects, then it can be sold through a thrift store. The price here will be higher due to the fact that not only the weight of the product is estimated, but also its artistic value.
The disadvantage of this implementation method is that money can only be obtained after the sale. In addition, the store takes 20-30% commission on the transaction amount. But, despite this, in certain cases, when a jewelry is very beautiful and may interest a potential buyer, it is more profitable to sell gold through a commission.
Before taking the product to the store for sale, it must be well cleaned. It is also advisable to have all the documents - tags and certificates of authenticity from the jewelry salon.
Banks
The best option where to deposit gold is expensive is to take it to the bank. To date, the Central Bank of the Russian Federation the gold rate is 2500.18 per gram. Sberbank buys precious metal for 2332 rubles. per gram. And if we are talking about selling bullion that does not have artistic value, then this is the most profitable option.
However, here there are some nuances. For example, not a single bank buys scrap jewelry. These organizations accept from the population only bullion and coins purchased from them. Or in other banks.
Moreover, upon sale, the seller will have to pay VAT - 18% of the transaction amount, which significantly reduces the attractiveness of this option. Only bullion is taxed, while coins can be exchanged for rubles without restriction.
Banks also buy collectible coins. But only if they are in perfect condition, that is, packed in a special plastic envelope and without a single scratch. If there are defects on the collection coin, then it will be accepted by weight, without taking into account the artistic value and rarity of the instance.
Collectors and online stores
There are other options where to turn in gold. In the event that the product has artistic and historical value, you can try to sell it to collectors. Today, many people collect antique jewelry and other products from precious metals. At the same time, not only noble earrings, rings and necklaces are valued, but also things from the times of the USSR. In Soviet times, good jewelry was made, and besides, they were of high quality, made in accordance with GOST and made of pure alloy, without unnecessary impurities.
If the thing does not have a rich history, but has a certain artistic value, then it can be implemented in various online stores.
The disadvantages of these two options are the same. And in that, and in another case, you have to look for potential buyers through the Network, on specialized resources. That is, you will have to spend a lot of time and, possibly, money, because on the sites of collectors and on other sites sale ads are paid. And in both cases there is a very high risk of running into scammers.
Exchange and remelting
There is one more place where to hand over scrap of gold. He will be happy to receive at almost any jewelry exchange service store. Such a service is available in many jewelry chains: the buyer exchanges old gold for new with a surcharge. This is a good way to get rid of broken jewelry and get a stylish and beautiful thing in return.
Another similar option, where to turn in the gold, is a remelting. Today, they rarely use this service, since there are many other ways of selling precious metals. But he has the right to life.
Its essence is that all unnecessary products are sent to a jeweler, where he remelts them and makes something new on an individual order.
The disadvantage of this method is that you can turn to a dishonest master who will cheat with weight or reduce the sample by adding impurities.
How to turn in gold to a pawnshop
Despite the fact that pawnshops have the lowest cost of gold, they are extremely popular. And usually when asked about where to turn in gold, there is only one answer - to a pawnshop. This is due to the fact that they are within walking distance everywhere, and the seller has the opportunity to buy their jewelry.
In order to sell precious metal at a pawnshop, you need to remember a few rules:
- For sale, you must be an adult and have a passport.
- Gold must belong to you. Otherwise, its sale is considered a criminal offense.
- You can’t sell native gold - it threatens with criminal prosecution both the seller and the buyer.
- At the final sale, an agreement is signed. When leaving precious metals as collateral, a security ticket must be issued. This is an official document that spells out all the conditions of a loan and a refund.
- It should be remembered that in pawnshops high interest - 15-30% per month. So before you leave something as a guarantee, you need to correctly assess your own financial capabilities.