What to do after buying an apartment? The answer to this question is sought by many citizens. The thing is that property transactions involve a huge number of nuances. If you do not take them into account, you can face a huge number of problems in the future. Next, find out how to behave after acquiring real estate. In our case, we are talking about housing. As practice shows, there should not be any particular difficulties. The main thing is to prepare for manipulations in advance.
New buildings
What to do after buying an apartment? The answer directly depends on what kind of property in question.
First, find out what to do after acquiring housing in a new building. Similar deals are found more and more often. Citizens will need:
- arrange housing in your own name;
- conclude an agreement with ZhEK and power supply;
- open a personal account of the apartment;
- conduct communications to the house (Internet, gas, and so on) if necessary.
As a rule, these operations do not take much time if you act promptly. And therefore, tips will be given below to help speed up the delivery of related services.
Resellers
What should I do after buying an apartment? Usually the course of action depends on how exactly and what kind of housing is purchased by people.
Suppose that citizens bought an apartment on the secondary. In this case, the owners will need:
- change the data on the owner of the property in the housing office, management company, energy supply and gas service;
- renew the rights to an apartment;
- to renew the contract for the Internet;
- re-register in your own name the personal account of the apartment and resource consumption meters.
Now the first steps are clear after buying an apartment. A little later, we consider the procedure for implementing the tasks in this or that case. There should not be any real difficulties.
Where do you draw up property rights
Suppose a housing transaction has been completed. What to do next? After buying an apartment, as we have already said, you will have to compulsorily draw up an object of real estate. The sooner a person does this, the better.
Registration of property rights is carried out through:
- cadastral chambers;
- Rosreestra;
- multifunctional centers.
You can send an application for registration of an apartment with the help of "State Services" or the official website of Rosreestr. These are not the most popular techniques, so we will not focus on them.
Allocation of shares
What to do after buying an apartment in the secondary market? And on the "primary"? If the owners want, they can contact a notary public and carry out the allocation of shares. Only after this will re-registration of rights to real estate.
In this case, you have to act like this:
- Prepare documents for the apartment.
- Make an agreement on the allocation of shares. It is usually executed by homeowners.
- Contact a notary public and conclude an agreement of the established form.
- Go to Rosreestr and conduct state registration of rights to real estate.
Nothing difficult and incomprehensible. The main thing in the agreement on the allocation of shares is to clearly state to whom and how much housing is due. Otherwise, co-owners of the property may repeatedly meet in court.
Important: it is mandatory to allocate shares to children and spouses if a person uses maternity capital when buying an apartment.
Help for shares
What actions after buying an apartment will help to carry out a complete re-registration of the property for yourself?
It was previously noted that citizens can (in exceptional cases) have to allocate shares in the apartment. To do this, you must have:
- USRN statement;
- purchase agreement or mortgage agreement;
- application for allocation of shares;
- identity cards of all co-owners of property;
- birth certificates of children;
- marriage statements;
- a certificate on the use of capital when buying real estate;
- receipt of receipt of money by the sellers of the apartment for the operation.
That's all. Now citizens will have to pay for notarial services, and then sign the agreement of the established form.
On the share agreement
What should I do after buying an apartment? Often, the allocation of shares raises many questions. Therefore, we dwell on this version of the development of events in detail.
In the share agreement, they usually write:
- full address and characteristics of housing;
- all property owners;
- shares laid during registration of rights to real estate;
- list of papers attached to the application.
If citizens are having difficulty drawing up an agreement on the allocation of shares, they will have to turn to a notary or lawyer for help. This technique will help to cope with the task. For a fee, a person will draw up an agreement "on shares", which will comply with the established laws of the Russian Federation.
Appeal to the State Register
What to do after buying an apartment? A huge role in the registration of property is played by registration of property rights.
The instruction for the implementation of the task has the following interpretation:
- Prepare a series of certificates necessary for the successful registration of property rights. Their package will vary depending on the situation.
- Write an application for registration of rights to apartments.
- Pay a fee for the procedure if necessary.
- Submit a petition to the IFC or Rosreestr.
- Pick up documents on property rights to property at the appointed time.
Now you can reissue contracts with management companies and resource providers in the apartment.
Important: a certificate confirming the right to real estate, from 2017 in Russia serves as a registration USRN. It is issued indefinitely.
Help for the Registry
What actions should be done after buying an apartment? As already noted, the citizen must re-register the property. Only after that it is possible to conclude apartment service agreements with suppliers and management companies.
What information is useful in Rosreestr? Usually this:
- contract of sale (or mortgage);
- Identifiers of applicants
- application for re-registration of the apartment;
- statements on the transfer of money to the seller of real estate;
- marriage and child birth certificates;
- fee paid receipt;
- USRN statements;
- allocation agreement.
In some cases, a person will come in handy:
- acts on putting the house into operation;
- mortgage debt repayment schedule.
Income certificates and other civil documents are not needed. In fact, re-registering an apartment as a new owner is the easiest task. It is much more difficult to renegotiate housing service contracts.
Term for renewal of rights
Further actions after buying an apartment in Russia vary. Much depends on the situation. Therefore, as a rule, citizens often encounter certain difficulties.
How quickly will a person renew a USRN statement? It usually takes about 5-10 days. In rare cases - 15 days. It is recommended to focus on these indications when re-registering real estate.
Service cost
Some are interested in how much will have to spend on re-registering housing after buying it. Unfortunately, an unequivocal answer to such a question will not work.
Re-issuance of a USRN statement will cost 350 rubles. In addition, citizens will have to spend money on concluding a contract of sale - 2,000 rubles and on an agreement on the allocation of shares - about 1.5-2 thousand rubles.
In general, after the purchase of housing, no major mandatory costs are provided. Moreover, under certain circumstances, citizens can reimburse a part of the costs of the transaction. We will talk about this later.
We appeal to the Housing Office
What to do after buying an apartment? If property rights have already been reissued, you can do other paperwork. For example, conclude an agreement with a management company.
If we are talking about secondary housing, it is enough for a person to find out which company serves the house, then take with him a passport and a USRN statement, and then submit a request in the established form. It asks you to change the data on the owner of the house.
During the operation, a service agreement will be concluded with the new owner of the apartment. This paper is recommended to be stored on an ongoing basis. The procedure after buying an apartment is generally clear. The main thing is to renew the housing. With the appeal to service companies, some are in no hurry.
If we are talking about a new building, the owner of the apartment will have to have a technical plan of housing, a passport, a USRN statement and title paper for real estate.
Re-register a personal account
Next, you need to reissue a personal account for the new owner of the apartment. This is usually done when contacting the Housing Office.
If the owner owns a new building, he needs to bring a passport, a certificate from Rosreestr and an act of acceptance of the property. Otherwise, you can do without the last statement.
Important: an application for re-issuing or opening a personal account is written in free form.
Apartment Service Providers
What to do after buying an apartment in the secondary market? The same as in the case of the acquisition of new housing. If the steps listed above are completed, you can proceed to the final stage of the re-registration of housing.
The owner of the property needs to contact the power company, gas company and other service organizations with a written statement. In it, a person asks to arrange in his name the supply of certain housing resources.
The presence of title documents will not be superfluous. An agreement with the Housing Office or the Criminal Code is also recommended to take with you.
Important: if the apartment has meters, it is better to inform the employees of the service companies about this. The subordinates of the respective organizations will agree on a meeting, after which they will re-register the counters for new owners.
Internet and telephone
What to do after buying an apartment in the secondary market? If you need a new owner, they can contact the company to provide communication services for the Internet and telephone.
In the first case, it is recommended to take the old Internet equipment and turn it over to the provider. Then it remains to present a passport and fill out an application for the Internet or phone.
At a predetermined time, the master will come and connect the phone or modem in the apartment. After that, the landlord will be issued a deed of standard form and an agreement on the provision of communication services.
Housing deduction
What should I do after buying an apartment? Property owners who formally deduct personal income tax 13% may request a tax deduction. When acquiring housing without a loan, the maximum amount of payments reaches 260,000 rubles, and in the case of a mortgage - 390,000.
First you have to cope with all the tasks listed above. Next, the citizen must contact the local tax authority. You have to have:
- income statements;
- passports of all homeowners (and their birth certificates);
- application for a deduction;
- contract of sale or mortgage;
- statements on the transfer of money for the operation;
- marriage contract and certificate of marriage (if any);
- account details for which you want to receive money;
- tax return in the form of 3-personal income tax.
That should be enough. An application for a tax deduction is usually considered 2 months. Another 60 days are allotted for the transfer of money for the transaction.
Important: the Federal Tax Service may refuse to deduct legally. A refusal is provided in writing with the justification of a decision.
New apartment - old debts
Now it’s clear what to do after buying an apartment. Offered tips and tricks to get rid of most problems. Especially if you constantly keep on hand documents for real estate.
What if a citizen receives debts? After buying an apartment, what actions will help to avoid unnecessary problems:
Paying other people's debts "for a communal apartment" is not required. Citizens should contact the management company with a contract of sale and inform that this is not their duty.
Nothing more is required. The Criminal Code will conduct a search for the debtor, after which it will recover funds.
Important: if the Criminal Code refuses to register a personal account due to the presence of debt, you can go to court. Judicial authorities always protect homeowners in the matter at hand.
Conclusion
Further actions after buying an apartment in Russia depend on many factors. Usually, for a complete re-registration of housing, you need to contact the Rosreestr to register the agreement, then renegotiate the contracts for the provision of utility services and connect all the communications necessary for the citizen. Further, the owners request a tax deduction, if it is due to them. This ends the paperwork.
Lawyers recommend not delaying the operations listed above. The faster the owners re-register the apartment in full, the less problems they will have in the future.
Can any of these steps be passed? Yes - tax deduction request. This is a right, not an obligation. But the rest of the operations will have to face in full.
Important: if the apartment has one owner, there is no need to allocate shares in housing.
What to do after buying an apartment in a mortgage? It remains for citizens to pay off debt, and also to follow the instructions listed above.